Why are so many of our people defiant when it comes to financial literacy

[Lefty_]

Good points on here... My take if anybody cares. I know more than a few well degreed people, decent jobs, good income, can't get a macy's card.

I got an old head who I love to death, actually 2 of em. Both worked their jobs in different fields for 30+ years, bought their homes young(mid/late 20s). Been married for 20+ years and both tell me they have very good credit, and have since they were younger.

One of them is dislexic and can't fill out his own medical paperwork,

The other cannot read at a middle school level.

Basic financial literacy >

Financial literacy should be a class in every high school.....It can be argued that it's more important than formal education when it comes to application of knowledge.

 

[2stepz_ahead]

Lol these threads are funny because they always focus on the bottom feeders or the absolute worst of one group and scale it up as if it's the majority.

...To the thread starter, if you want to truly help people, get with someone or a team who can truly articulate your ideas and is a chameleon of sorts when it comes to presentations. They know what language to use depending on the audience. Your position is better served as the bank. You're too far removed and negative to effectively touch the people directly.

knew I couldn't have been the only one to see this thread for what it was

And I only read the thread title

no ...you just found another dumb nigga

if i am sooo wrong....where is this shown as far as really owning a piece of america....like little Italy, china town..hell...little haiti.

its always a few that will see fukk shit and miss some like

everyone will not listen but your words may spark something in someone. i know starting the new year off right...i will post alot of shit that will help us all get our finances and credit and shit in order.

but that dont matter cause the title got you tight.

funny how others are willing to take any info given to them.....but a few chose to say...you have to say it right for all to follow.

fukk outta here

ole talk to me like a 5 year old and not hurt my feelings ass nigga.

stay up out the thread bruh...its that easy

I don't know what I said to hurt your feelings, bro I apologize

And its very funny you assume that the very people you assume aren't financial literate couldn't possibly be the ones to put you up on game

I learn shit daily because I talk to men like men, doesn't matter to me how they're living

I responded before even knowing who made the thread or even knowing what it was about, the thread title came off as condescending like it was to belittle the black community, like a cac trolling

I'm guilty if that wasn't your intentions

tell me please.....this condescending shit is getting played.

saying why are people defiant is not condescending...its asking why people fight against wanting to learn to be better with their money.

im not going to pretend my community is ....

ya know it doesnt even matter....

their is a youtube video about how to make money in the ghetto

tell me....would you watch it or leave the knowledge to someone else because you didnt like the title


once you get past the title you might learn something.....you can say fukk that cac...but take his knowledge and build an empire..

i have seen white people humble themselves to get knowledge but take that same knowledge and build a business.

i have seen it plenty of times...an i still see it.

yall need to take yall feelings out of titles and how you perceive people talking to you an get knowledge and run with it. someone giving you something to better yourself doesnt need to be packaged nice if they taking their time out to give it to you. seems a bit entitled to me.

that only works for someone profiting or wanting to profit off you.

i rest my case....sent it to the judges

 

[Revolver Ocelot]

Niggas these days only think about ways to help themselves. It's fucked up to think about life after you're gone, but niggas getting life insurance would have their families living good after their gone, especially these mfs in the streets.

Shit if my son ends up in a gang I'm making that nigga get life insurance asap! Ima be eatin good off that dumb mf.

This is the coldest and funniest shit I seen in a min.

 

[AZTG]

One thing is the fact that poor people arent poor because they are dumb, people are usually making dumb decisions because they are poor.

Let me explain and I can only use myself as a example. My come up was quick and unexpected. Now what I mean is I was always hustling to come up, but at one point I fell on hard times and it looked like my come up was far away, and then a move here and a move there and next thing I know im in a very good situation. I say that to bring this into perspective.

Now, im not as rich as some of the high rollers here but I went from broke working for $8 an hour to upper middle class making 100k+ over night.

Once that happened, my perspective of money and money management changed. I know think of things and consider view points I never had before. When I was broke, I always knew I was gonna make it. But, my mind state was always like I cant wait to cop that E Class or 5 series.

Once I started making more money then I ever had and more then anyone I personally knew was making, I started thinking like yo forget the 50k car cause as soon as I get the 50k car ima want the 100k car and the money I spent on the 50k car gonna be burned. So instead of copping that 5 i started thinking of a safety net, and then let me invest into here, and then start an IRA. Before it was always I cant wait to go back to the hood driving the E class and flex on the whole neighborhood. Good thing I aint do that cause its some real wolves in Paterson (shout out!)

Its like that Nas line, "by the time you can afford it, the car aint important"

I say all that to say that its hard to learn about financial literacy when you have no finances. Hard to think about how to make money work for me and hard to think ahead when im barely getting by check to check.

 

[LPast]

Ego and the issue of delaying gratification. It's not our community only though. Americans aren't doing that great as a whole.

I also this it can be a bit difficult for someone to realize and accept that they may be doing things wrong.

Also financial illiteracy basically says you don't have a legit plans for you and your family..

 

[2stepz_ahead]

One thing is the fact that poor people arent poor because they are dumb, people are usually making dumb decisions because they are poor.

Let me explain and I can only use myself as a example. My come up was quick and unexpected. Now what I mean is I was always hustling to come up, but at one point I fell on hard times and it looked like my come up was far away, and then a move here and a move there and next thing I know im in a very good situation. I say that to bring this into perspective.

Now, im not as rich as some of the high rollers here but I went from broke working for $8 an hour to upper middle class making 100k+ over night.

Once that happened, my perspective of money and money management changed. I know think of things and consider view points I never had before. When I was broke, I always knew I was gonna make it. But, my mind state was always like I cant wait to cop that E Class or 5 series.

Once I started making more money then I ever had and more then anyone I personally knew was making, I started thinking like yo forget the 50k car cause as soon as I get the 50k car ima want the 100k car and the money I spent on the 50k car gonna be burned. So instead of copping that 5 i started thinking of a safety net, and then let me invest into here, and then start an IRA. Before it was always I cant wait to go back to the hood driving the E class and flex on the whole neighborhood. Good thing I aint do that cause its some real wolves in Paterson (shout out!)

Its like that Nas line, "by the time you can afford it, the car aint important"

I say all that to say that its hard to learn about financial literacy when you have no finances. Hard to think about how to make money work for me and hard to think ahead when im barely getting by check to check.

GOAt shit an congrats.

now...let me ask you....if someone had been in your ear while you was on the come up or even left knowledge to you when you was broke.....do you think any of it would have stuck or do you think you had to have a hard fall from grace before you listen....

i honestly think id someone talked to you before ...you might not have made certain mistakes...but you may have still made others cause no one is perfect.

keep getting it bruh

 

[2stepz_ahead]

Ego and the issue of delaying gratification. It's not our community only though. Americans aren't doing that great as a whole.

I also this it can be a bit difficult for someone to realize and accept that they may be doing things wrong.

Also financial illiteracy basically says you don't have a legit plans for you and your family..

thank you.....

nothing negative about it if its true

 

[AZTG]

One thing is the fact that poor people arent poor because they are dumb, people are usually making dumb decisions because they are poor.

Let me explain and I can only use myself as a example. My come up was quick and unexpected. Now what I mean is I was always hustling to come up, but at one point I fell on hard times and it looked like my come up was far away, and then a move here and a move there and next thing I know im in a very good situation. I say that to bring this into perspective.

Now, im not as rich as some of the high rollers here but I went from broke working for $8 an hour to upper middle class making 100k+ over night.

Once that happened, my perspective of money and money management changed. I know think of things and consider view points I never had before. When I was broke, I always knew I was gonna make it. But, my mind state was always like I cant wait to cop that E Class or 5 series.

Once I started making more money then I ever had and more then anyone I personally knew was making, I started thinking like yo forget the 50k car cause as soon as I get the 50k car ima want the 100k car and the money I spent on the 50k car gonna be burned. So instead of copping that 5 i started thinking of a safety net, and then let me invest into here, and then start an IRA. Before it was always I cant wait to go back to the hood driving the E class and flex on the whole neighborhood. Good thing I aint do that cause its some real wolves in Paterson (shout out!)

Its like that Nas line, "by the time you can afford it, the car aint important"

I say all that to say that its hard to learn about financial literacy when you have no finances. Hard to think about how to make money work for me and hard to think ahead when im barely getting by check to check.

GOAt shit an congrats.

now...let me ask you....if someone had been in your ear while you was on the come up or even left knowledge to you when you was broke.....do you think any of it would have stuck or do you think you had to have a hard fall from grace before you listen....

i honestly think id someone talked to you before ...you might not have made certain mistakes...but you may have still made others cause no one is perfect.

keep getting it bruh

Thanks bruh. I appreciate it.

Ima keep it real with you and again I can only use me as an example and this might only be me.

I was always down to listen but its a difference between listening and understanding. Its hard to understand something you never touch. My situation wasnt like I had momey, lost it, and had to remake it. I come from a poor family. Until the last few years, I was poor. So if you woulda came to me and talked to about being smart with my finances it woulda been like describing color to the blind. Like i woulda listened and been interested but it would not make total sense to me cause all my energy woulda been spent on planning what to do with the next check and all the places that money had to go just to keep me current.

Its kinda like when you young and single and see a dude having women trouble. You look at him begging his girl to stay and you dont understand. You think like man imagine me begging any girl to stay! Ill kick that bitch to the curb asap! And then, you fall in love for the first time, fuck up, and you find yourself like baby please dont go! It was hard to understand why dude was begging his girl to stay and you thought he was weak for beging her not to leave him until you felt them emotions.

Financial responsibility is kinda the same. Its hard to tell a person that only has $100 left after paying bills to save that $100. Especially when the number is so small. He gonna look at you like man I have to save for 7 months just to have enough for 1 rent payment? Fuck that i rather spend on weed.

Much easier to save when you can throw 4k in savings every months and you see the money stack.

So what im trying to say is that the issue isnt that people are dumb or dont wanna listen. Its kinda like me coming to earth from mars and describing mars to you. You gonna be like bruh shut the fuck up cause its a whole different world you never got to experience.

Now, having poor people actually know how to manage money will be extremely beneficial. Especially if you could educate a whole subset of people. But how you go about getting them to listen to and follow that advice is the answer I dont have. And again, it aint cause people are dumb its just hard to sit and listen about a world that is completly different then mine.

 

[2stepz_ahead]

One thing is the fact that poor people arent poor because they are dumb, people are usually making dumb decisions because they are poor.

Let me explain and I can only use myself as a example. My come up was quick and unexpected. Now what I mean is I was always hustling to come up, but at one point I fell on hard times and it looked like my come up was far away, and then a move here and a move there and next thing I know im in a very good situation. I say that to bring this into perspective.

Now, im not as rich as some of the high rollers here but I went from broke working for $8 an hour to upper middle class making 100k+ over night.

Once that happened, my perspective of money and money management changed. I know think of things and consider view points I never had before. When I was broke, I always knew I was gonna make it. But, my mind state was always like I cant wait to cop that E Class or 5 series.

Once I started making more money then I ever had and more then anyone I personally knew was making, I started thinking like yo forget the 50k car cause as soon as I get the 50k car ima want the 100k car and the money I spent on the 50k car gonna be burned. So instead of copping that 5 i started thinking of a safety net, and then let me invest into here, and then start an IRA. Before it was always I cant wait to go back to the hood driving the E class and flex on the whole neighborhood. Good thing I aint do that cause its some real wolves in Paterson (shout out!)

Its like that Nas line, "by the time you can afford it, the car aint important"

I say all that to say that its hard to learn about financial literacy when you have no finances. Hard to think about how to make money work for me and hard to think ahead when im barely getting by check to check.

GOAt shit an congrats.

now...let me ask you....if someone had been in your ear while you was on the come up or even left knowledge to you when you was broke.....do you think any of it would have stuck or do you think you had to have a hard fall from grace before you listen....

i honestly think id someone talked to you before ...you might not have made certain mistakes...but you may have still made others cause no one is perfect.

keep getting it bruh

Thanks bruh. I appreciate it.

Ima keep it real with you and again I can only use me as an example and this might only be me.

I was always down to listen but its a difference between listening and understanding. Its hard to understand something you never touch. My situation wasnt like I had momey, lost it, and had to remake it. I come from a poor family. Until the last few years, I was poor. So if you woulda came to me and talked to about being smart with my finances it woulda been like describing color to the blind. Like i woulda listened and been interested but it would not make total sense to me cause all my energy woulda been spent on planning what to do with the next check and all the places that money had to go just to keep me current.

Its kinda like when you young and single and see a dude having women trouble. You look at him begging his girl to stay and you dont understand. You think like man imagine me begging any girl to stay! Ill kick that bitch to the curb asap! And then, you fall in love for the first time, fuck up, and you find yourself like baby please dont go! It was hard to understand why dude was begging his girl to stay and you thought he was weak for beging her not to leave him until you felt them emotions.

Financial responsibility is kinda the same. Its hard to tell a person that only has $100 left after paying bills to save that $100. Especially when the number is so small. He gonna look at you like man I have to save for 7 months just to have enough for 1 rent payment? Fuck that i rather spend on weed.

Much easier to save when you can throw 4k in savings every months and you see the money stack.

So what im trying to say is that the issue isnt that people are dumb or dont wanna listen. Its kinda like me coming to earth from mars and describing mars to you. You gonna be like bruh shut the fuck up cause its a whole different world you never got to experience.

Now, having poor people actually know how to manage money will be extremely beneficial. Especially if you could educate a whole subset of people. But how you go about getting them to listen to and follow that advice is the answer I dont have. And again, it aint cause people are dumb its just hard to sit and listen about a world that is completly different then mine.

totally agree.....but outta 20...maybe 5-8 will listen and maybe progress and can show others.

 

[AZTG]

One thing is the fact that poor people arent poor because they are dumb, people are usually making dumb decisions because they are poor.

Let me explain and I can only use myself as a example. My come up was quick and unexpected. Now what I mean is I was always hustling to come up, but at one point I fell on hard times and it looked like my come up was far away, and then a move here and a move there and next thing I know im in a very good situation. I say that to bring this into perspective.

Now, im not as rich as some of the high rollers here but I went from broke working for $8 an hour to upper middle class making 100k+ over night.

Once that happened, my perspective of money and money management changed. I know think of things and consider view points I never had before. When I was broke, I always knew I was gonna make it. But, my mind state was always like I cant wait to cop that E Class or 5 series.

Once I started making more money then I ever had and more then anyone I personally knew was making, I started thinking like yo forget the 50k car cause as soon as I get the 50k car ima want the 100k car and the money I spent on the 50k car gonna be burned. So instead of copping that 5 i started thinking of a safety net, and then let me invest into here, and then start an IRA. Before it was always I cant wait to go back to the hood driving the E class and flex on the whole neighborhood. Good thing I aint do that cause its some real wolves in Paterson (shout out!)

Its like that Nas line, "by the time you can afford it, the car aint important"

I say all that to say that its hard to learn about financial literacy when you have no finances. Hard to think about how to make money work for me and hard to think ahead when im barely getting by check to check.

GOAt shit an congrats.

now...let me ask you....if someone had been in your ear while you was on the come up or even left knowledge to you when you was broke.....do you think any of it would have stuck or do you think you had to have a hard fall from grace before you listen....

i honestly think id someone talked to you before ...you might not have made certain mistakes...but you may have still made others cause no one is perfect.

keep getting it bruh

Thanks bruh. I appreciate it.

Ima keep it real with you and again I can only use me as an example and this might only be me.

I was always down to listen but its a difference between listening and understanding. Its hard to understand something you never touch. My situation wasnt like I had momey, lost it, and had to remake it. I come from a poor family. Until the last few years, I was poor. So if you woulda came to me and talked to about being smart with my finances it woulda been like describing color to the blind. Like i woulda listened and been interested but it would not make total sense to me cause all my energy woulda been spent on planning what to do with the next check and all the places that money had to go just to keep me current.

Its kinda like when you young and single and see a dude having women trouble. You look at him begging his girl to stay and you dont understand. You think like man imagine me begging any girl to stay! Ill kick that bitch to the curb asap! And then, you fall in love for the first time, fuck up, and you find yourself like baby please dont go! It was hard to understand why dude was begging his girl to stay and you thought he was weak for beging her not to leave him until you felt them emotions.

Financial responsibility is kinda the same. Its hard to tell a person that only has $100 left after paying bills to save that $100. Especially when the number is so small. He gonna look at you like man I have to save for 7 months just to have enough for 1 rent payment? Fuck that i rather spend on weed.

Much easier to save when you can throw 4k in savings every months and you see the money stack.

So what im trying to say is that the issue isnt that people are dumb or dont wanna listen. Its kinda like me coming to earth from mars and describing mars to you. You gonna be like bruh shut the fuck up cause its a whole different world you never got to experience.

Now, having poor people actually know how to manage money will be extremely beneficial. Especially if you could educate a whole subset of people. But how you go about getting them to listen to and follow that advice is the answer I dont have. And again, it aint cause people are dumb its just hard to sit and listen about a world that is completly different then mine.

totally agree.....but outta 20...maybe 5-8 will listen and maybe progress and can show others.

Yea man. 100%

 

[NothingButTheTruth]

Lol these threads are funny because they always focus on the bottom feeders or the absolute worst of one group and scale it up as if it's the majority.

If I was to play along with this train of thought, the number one answer would be trust or fear. Why should I trust you with my hard earned money? Why should I trust you know what you're talking about? Is there some kind of insurance on my investment? What if I lose everything, all because I decided to listen to some slick nigga in a suit, will I be able to live with myself?

These are the questions that are running through the minds of most potential investors.

The next answer would be, presentation. Most of the people I've witnessed and spoke with regarding financial literacy are absolutely terrible at stating their case. They sound like con men, they're condescending, they're nerdy ass, thesaurus using ass niggas, or they don't know how to get their point across. You have to present it in a way that your customer can comprehend what's going on. Explain the concept of investing in general and connect it to something that's important to them or something they're already doing. A lot of the bottom feeder ass niggas already practice some form of financial literacy, when they save up for concert tickets, festivals, vacations etc.

...To the thread starter, if you want to truly help people, get with someone or a team who can truly articulate your ideas and is a chameleon of sorts when it comes to presentations. They know what language to use depending on the audience. Your position is better served as the bank. You're too far removed and negative to effectively touch the people directly.

so you saying warren buffet is not a person worth listening to.

he has to play to his audience...huh...ok

you see...a funny story.

their was a kid in school acting up.

the kid didnt like the teacher cause the kid felt the teacher was wrong for his approach.

so the kid was about to fail the class because the kid didnt want to listen to the teacher.

a person pulled this young child to the side and told the child "you can either chose to listen or you can choose not to listen, but either way that person has what you want."

that line stuck with me and now ill give anyone an ear and sort thru the message.

everyone isnt a great orator or speaker...most people cant speak in front of others or even want to share.

so for your advice as to me jumping thru a bunch of hoops to get people to be better.....i raised my kids. im not going outta my way for shit...because i got mine. now you can either chose to listen or you can choose not to listen.

as far as those financial people you are speaking about.....why does it matter i they are needs. most come off like that because they are good at what they do but dont have interaction with people. as far as con men....they are everywhere and its usually the ones that know "HOW" to speak to you that take advantage of you.

but i rest my case.

next year we all(those who want it) gonna move into a positive and progressive life

You're not Warren Buffet though. And honestly, his advice is for the advanced investors who have some money to play with, and he's white. So no, I would not have Warren Buffet speak to some of the kids and young adults I build with due to his approach, presentation and celebrity status.

The teacher is at fault in your scenario and should choose a different job as they lack basic skills needed for that position.

My advice to you was to help you maximize efficiency if you were truly serious about helping people. You can do whatever you want, obviously.

 

[not_osirus_jenkins]

I only help people I like...fuck the rest.

 

[2stepz_ahead]

Lol these threads are funny because they always focus on the bottom feeders or the absolute worst of one group and scale it up as if it's the majority.

If I was to play along with this train of thought, the number one answer would be trust or fear. Why should I trust you with my hard earned money? Why should I trust you know what you're talking about? Is there some kind of insurance on my investment? What if I lose everything, all because I decided to listen to some slick nigga in a suit, will I be able to live with myself?

These are the questions that are running through the minds of most potential investors.

The next answer would be, presentation. Most of the people I've witnessed and spoke with regarding financial literacy are absolutely terrible at stating their case. They sound like con men, they're condescending, they're nerdy ass, thesaurus using ass niggas, or they don't know how to get their point across. You have to present it in a way that your customer can comprehend what's going on. Explain the concept of investing in general and connect it to something that's important to them or something they're already doing. A lot of the bottom feeder ass niggas already practice some form of financial literacy, when they save up for concert tickets, festivals, vacations etc.

...To the thread starter, if you want to truly help people, get with someone or a team who can truly articulate your ideas and is a chameleon of sorts when it comes to presentations. They know what language to use depending on the audience. Your position is better served as the bank. You're too far removed and negative to effectively touch the people directly.

so you saying warren buffet is not a person worth listening to.

he has to play to his audience...huh...ok

you see...a funny story.

their was a kid in school acting up.

the kid didnt like the teacher cause the kid felt the teacher was wrong for his approach.

so the kid was about to fail the class because the kid didnt want to listen to the teacher.

a person pulled this young child to the side and told the child "you can either chose to listen or you can choose not to listen, but either way that person has what you want."

that line stuck with me and now ill give anyone an ear and sort thru the message.

everyone isnt a great orator or speaker...most people cant speak in front of others or even want to share.

so for your advice as to me jumping thru a bunch of hoops to get people to be better.....i raised my kids. im not going outta my way for shit...because i got mine. now you can either chose to listen or you can choose not to listen.

as far as those financial people you are speaking about.....why does it matter i they are needs. most come off like that because they are good at what they do but dont have interaction with people. as far as con men....they are everywhere and its usually the ones that know "HOW" to speak to you that take advantage of you.

but i rest my case.

next year we all(those who want it) gonna move into a positive and progressive life

You're not Warren Buffet though. And honestly, his advice is for the advanced investors who have some money to play with, and he's white. So no, I would not have Warren Buffet speak to some of the kids and young adults I build with due to his approach, presentation and celebrity status.

The teacher is at fault in your scenario and should choose a different job as they lack basic skills needed for that position.

My advice to you was to help you maximize efficiency if you were truly serious about helping people. You can do whatever you want, obviously.

you sound stupid bruh...

1 student outta 100 aint going make a teacher change....maybe i needed to listen like i was there to do.

so you saying a techer cna teach thousands of students over years but he should find a new job because of one.....yea ok

and to not have warren fukkin buffet speak to people.....fukkin planet you live on. people pay to hear this man speak ....pay to hear him talk. and you worried about his approach.....ok he drifts in between the 1st and 3rd rches person in the world and he doesnt deserve respect and attention when offering free advice......you have some years to go young man.

people gonna listen to who they want...doesnt mean i wont try. your advice didnt come from a good place so i guess im not serious about helping any then.....

like i said i got mine...try to catch up

 

[2stepz_ahead]

I only help people I like...fuck the rest.

thank you for the advice you gave me a while back,.....

it was much appreciated

 

[Lefty_]

Lol these threads are funny because they always focus on the bottom feeders or the absolute worst of one group and scale it up as if it's the majority.

If I was to play along with this train of thought, the number one answer would be trust or fear. Why should I trust you with my hard earned money? Why should I trust you know what you're talking about? Is there some kind of insurance on my investment? What if I lose everything, all because I decided to listen to some slick nigga in a suit, will I be able to live with myself?

These are the questions that are running through the minds of most potential investors.

The next answer would be, presentation. Most of the people I've witnessed and spoke with regarding financial literacy are absolutely terrible at stating their case. They sound like con men, they're condescending, they're nerdy ass, thesaurus using ass niggas, or they don't know how to get their point across. You have to present it in a way that your customer can comprehend what's going on. Explain the concept of investing in general and connect it to something that's important to them or something they're already doing. A lot of the bottom feeder ass niggas already practice some form of financial literacy, when they save up for concert tickets, festivals, vacations etc.

...To the thread starter, if you want to truly help people, get with someone or a team who can truly articulate your ideas and is a chameleon of sorts when it comes to presentations. They know what language to use depending on the audience. Your position is better served as the bank. You're too far removed and negative to effectively touch the people directly.

so you saying warren buffet is not a person worth listening to.

he has to play to his audience...huh...ok

you see...a funny story.

their was a kid in school acting up.

the kid didnt like the teacher cause the kid felt the teacher was wrong for his approach.

so the kid was about to fail the class because the kid didnt want to listen to the teacher.

a person pulled this young child to the side and told the child "you can either chose to listen or you can choose not to listen, but either way that person has what you want."

that line stuck with me and now ill give anyone an ear and sort thru the message.

everyone isnt a great orator or speaker...most people cant speak in front of others or even want to share.

so for your advice as to me jumping thru a bunch of hoops to get people to be better.....i raised my kids. im not going outta my way for shit...because i got mine. now you can either chose to listen or you can choose not to listen.

as far as those financial people you are speaking about.....why does it matter i they are needs. most come off like that because they are good at what they do but dont have interaction with people. as far as con men....they are everywhere and its usually the ones that know "HOW" to speak to you that take advantage of you.

but i rest my case.

next year we all(those who want it) gonna move into a positive and progressive life

You're not Warren Buffet though. And honestly, his advice is for the advanced investors who have some money to play with, and he's white. So no, I would not have Warren Buffet speak to some of the kids and young adults I build with due to his approach, presentation and celebrity status.

The teacher is at fault in your scenario and should choose a different job as they lack basic skills needed for that position.

My advice to you was to help you maximize efficiency if you were truly serious about helping people. You can do whatever you want, obviously.

I disagree, buffet got universal gems.

 

[SimplyKrys]

Some people are just impulse buyers and are obsessed with "looking fly" and having the newest Iphone. I have never been like that. I like checking my back account and seeing something there.

 

[not_osirus_jenkins]

Yo. Ive told everyone that debt makes a serious bit of change. So I'm going to add something of serious value to this thread

Americannotewarehouse.com

Thank me later brehs!! Get rich and help out a family member do the same. If we can pass it forward, we can be better as a people.

 

[NothingButTheTruth]

Lol these threads are funny because they always focus on the bottom feeders or the absolute worst of one group and scale it up as if it's the majority.

If I was to play along with this train of thought, the number one answer would be trust or fear. Why should I trust you with my hard earned money? Why should I trust you know what you're talking about? Is there some kind of insurance on my investment? What if I lose everything, all because I decided to listen to some slick nigga in a suit, will I be able to live with myself?

These are the questions that are running through the minds of most potential investors.

The next answer would be, presentation. Most of the people I've witnessed and spoke with regarding financial literacy are absolutely terrible at stating their case. They sound like con men, they're condescending, they're nerdy ass, thesaurus using ass niggas, or they don't know how to get their point across. You have to present it in a way that your customer can comprehend what's going on. Explain the concept of investing in general and connect it to something that's important to them or something they're already doing. A lot of the bottom feeder ass niggas already practice some form of financial literacy, when they save up for concert tickets, festivals, vacations etc.

...To the thread starter, if you want to truly help people, get with someone or a team who can truly articulate your ideas and is a chameleon of sorts when it comes to presentations. They know what language to use depending on the audience. Your position is better served as the bank. You're too far removed and negative to effectively touch the people directly.

so you saying warren buffet is not a person worth listening to.

he has to play to his audience...huh...ok

you see...a funny story.

their was a kid in school acting up.

the kid didnt like the teacher cause the kid felt the teacher was wrong for his approach.

so the kid was about to fail the class because the kid didnt want to listen to the teacher.

a person pulled this young child to the side and told the child "you can either chose to listen or you can choose not to listen, but either way that person has what you want."

that line stuck with me and now ill give anyone an ear and sort thru the message.

everyone isnt a great orator or speaker...most people cant speak in front of others or even want to share.

so for your advice as to me jumping thru a bunch of hoops to get people to be better.....i raised my kids. im not going outta my way for shit...because i got mine. now you can either chose to listen or you can choose not to listen.

as far as those financial people you are speaking about.....why does it matter i they are needs. most come off like that because they are good at what they do but dont have interaction with people. as far as con men....they are everywhere and its usually the ones that know "HOW" to speak to you that take advantage of you.

but i rest my case.

next year we all(those who want it) gonna move into a positive and progressive life

You're not Warren Buffet though. And honestly, his advice is for the advanced investors who have some money to play with, and he's white. So no, I would not have Warren Buffet speak to some of the kids and young adults I build with due to his approach, presentation and celebrity status.

The teacher is at fault in your scenario and should choose a different job as they lack basic skills needed for that position.

My advice to you was to help you maximize efficiency if you were truly serious about helping people. You can do whatever you want, obviously.

you sound stupid bruh...

1 student outta 100 aint going make a teacher change....maybe i needed to listen like i was there to do.

so you saying a techer cna teach thousands of students over years but he should find a new job because of one.....yea ok

and to not have warren fukkin buffet speak to people.....fukkin planet you live on. people pay to hear this man speak ....pay to hear him talk. and you worried about his approach.....ok he drifts in between the 1st and 3rd rches person in the world and he doesnt deserve respect and attention when offering free advice......you have some years to go young man.

people gonna listen to who they want...doesnt mean i wont try. your advice didnt come from a good place so i guess im not serious about helping any then.....

like i said i got mine...try to catch up

A true teacher will adjust their approach for every specific individual in the classroom. The same way a true manager will use different leadership styles for each employee he's responsible for. What separates the average from the superstars in these instances is emotional intelligence. The teacher in your scenario should have sensed the student's resistance and addressed him personally.

I never said I didn't respect Buffet in the context of finance. I said his presentations are not for the common man.

As far as "catching up" to you or anyone else, I assure you, we're running completely different races.

 

[blackrain]

I feel like this tweet is relevant to this thread

 

[gem$tone]

I usually just lurk here for a number of reasons, but I would definitely take some advice and guidance as far as financial literacy.

If you saying after the new year, you'll be dropping advice, there's people like me that will welcome that.

I really don't know where to start. I'm sitting in a good position where I don't live paycheck to paycheck like a lot of my peers. But I see I just have money not doing nothing except waiting to be spent.

So if I had some short change, like say 2 or 3k, what would be your advice?

I went to the bank awhile back with this same dilemma and all dude was tryna sell me on was buying CD's and shit. And obviously I'm not gonna risk investing a larger amount of funds when I know I am financially illiterate. Just would seem like I'm asking to be taken.

I live in Manhattan just in case that is some info that would be useful in this guidance