Live like no one else: The Dave Ramsey Show appreciation thread

[BIGG WILL]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

 

[Go figure]

Live like no one else alright

 

[BIGG WILL]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

Been on Dave Ramsey hard for the last week, or so. Been questioning the idea of only having $1k in an emergency fund and thought fuck it. Since I already have a fully funded E-Fund, I decided to pay off one of the loans in full. Hate to see my account take a lil hit, but like he says, it feels good and knock a debt off the table and move on to the next one.

 

[Young_Chitlin]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

Been on Dave Ramsey hard for the last week, or so. Been questioning the idea of only having $1k in an emergency fund and thought fuck it. Since I already have a fully funded E-Fund, I decided to pay off one of the loans in full. Hate to see my account take a lil hit, but like he says, it feels good and knock a debt off the table and move on to the next one.

Hermano keep it up with your plan, you're going to be living like no one else in no time!

 

[Young_Chitlin]

 

[BIGG WILL]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

Been on Dave Ramsey hard for the last week, or so. Been questioning the idea of only having $1k in an emergency fund and thought fuck it. Since I already have a fully funded E-Fund, I decided to pay off one of the loans in full. Hate to see my account take a lil hit, but like he says, it feels good and knock a debt off the table and move on to the next one.

Hermano keep it up with your plan, you're going to be living like no one else in no time!

Still moving forward. Paying off that loan will save me $110 Per month.

Switched Health Ins. at my job that will save me $104 Per month.

Just got off the Phone w/ Brighthouse and cut cable that will save me about $80 Per month.

 

[Young_Chitlin]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

Been on Dave Ramsey hard for the last week, or so. Been questioning the idea of only having $1k in an emergency fund and thought fuck it. Since I already have a fully funded E-Fund, I decided to pay off one of the loans in full. Hate to see my account take a lil hit, but like he says, it feels good and knock a debt off the table and move on to the next one.

Hermano keep it up with your plan, you're going to be living like no one else in no time!

Still moving forward. Paying off that loan will save me $110 Per month.

Switched Health Ins. at my job that will save me $104 Per month.

Just got off the Phone w/ Brighthouse and cut cable that will save me about $80 Per month.

Daps, you cutting deep to make your plan work; lots of people won't do what you're doing. You going to be debt free sooner than planned at this rate I believe it

 

[BIGG WILL]

Been going over this plan on paper for the last 2-3 weeks. I think I have it nailed down for the most part.

I'm planning on combining my raise nx year, with going exempt for 6 mos and using that extra money to pay off all of my debts excluding my Mortgage. Then to offset my tax bill, I will max out my deferred comp plan for the 2nd half of the year. In 2019 my debt to income ratio should be low enough to allow me to stay maxed out, pay all my bills and still save a lil bit of cash. Maxing that plan out for 18 mos would put me in very good position moving forward w/ 14 years, or more to continue growing that nest egg.

Thoughts???

Been on Dave Ramsey hard for the last week, or so. Been questioning the idea of only having $1k in an emergency fund and thought fuck it. Since I already have a fully funded E-Fund, I decided to pay off one of the loans in full. Hate to see my account take a lil hit, but like he says, it feels good and knock a debt off the table and move on to the next one.

Hermano keep it up with your plan, you're going to be living like no one else in no time!

Still moving forward. Paying off that loan will save me $110 Per month.

Switched Health Ins. at my job that will save me $104 Per month.

Just got off the Phone w/ Brighthouse and cut cable that will save me about $80 Per month.

Daps, you cutting deep to make your plan work; lots of people won't do what you're doing. You going to be debt free sooner than planned at this rate I believe it

Thanks man, I'm trying to make it happen.

 

[Young_Chitlin]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

 

[Go figure]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

Where the vid at?

 

[Young_Chitlin]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

Where the vid at?

It was from today's show, no doubt they are making a video on it.. $1,100 car payment!

 

[Go figure]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

Where the vid at?

It was from today's show, no doubt they are making a video on it.. $1,100 car payment!

'Stupid tax'

Some of us never stop paying it

 

[Young_Chitlin]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

@LEMZIMUS_RAMSEY @"Bulletproof Wallets"

 

[LEMZIMUS_RAMSEY]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

@LEMZIMUS_RAMSEY @"Bulletproof Wallets"

Money is like martial arts. As long as you follow the instruction, and outside of life accidents, you cant go wrong.

This goes out to all of us. The stories about poor gone millionares are endless.

 

[Young_Chitlin]

 

[Bulletproof Wallets]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

@LEMZIMUS_RAMSEY @"Bulletproof Wallets"

$2600 to go until I'm off of Death Row. Now I'm worried about retirement. After this $2600 is paid off, I'll increase my retirement contributions. I also want to invest in the stock market. Getting out of debt is hard enough, but saving for retirement seems like climbing up a greasy mountain with rubber gloves on.

 

[Young_Chitlin]

 

[Koltrain]

$160,000 income for profitable business, got his luxury Cadillac truck repossessed smh

@LEMZIMUS_RAMSEY @"Bulletproof Wallets"

$2600 to go until I'm off of Death Row. Now I'm worried about retirement. After this $2600 is paid off, I'll increase my retirement contributions. I also want to invest in the stock market. Getting out of debt is hard enough, but saving for retirement seems like climbing up a greasy mountain with rubber gloves on.

Especially with a proposed tax bill of limiting 401k contributions to $2400 annually....so that they'll be able to tax more of your income. This is why I'm building my own businesses. I hope to use my job income for bills and saving only...

 

[Young_Chitlin]

 

[Young_Chitlin]