Live like no one else: The Dave Ramsey Show appreciation thread

[Young_Chitlin]

I fell back into bad habits recently and got a credit card only because of my family situation.. it's not worth it even if we all qualified for the American Express black card with our current wages, nothing beats the satisfaction of cash. Plastic is just that..plastic

 

[Hevalisk]

https://youtu.be/tywy5U9zA5Y

What's the problem with using a credit card if you pay it off every month and benefit from cash back?

Nvm, I googled and

He has 2 response vids for that

 

[TheBoyRo]

Using credit cards and paying most of them off every moment has helped my credit drastically

 

[Go figure]

Using credit cards and paying most of them off every moment has helped my credit drastically

Yea cards aint a big prob if youre not abusing it.

If u can pull shit off like dave ramsey preaches u to youve reached the ultimate level of discipline n i respect that 100% but if youre not irresponsible and stay on top of your shit go n handle your business as u see fit

 

[Hevalisk]

https://youtu.be/tywy5U9zA5Y

What's the problem with using a credit card if you pay it off every month and benefit from cash back?

You don't get a lot of cash back... what card gives you the most cash back and is it even worth it

I get 1.5% cash back, and it cost me nothing to use it.

Edit: I get what he is saying, you tend to spend more when using credit, but it doesn't affect me.

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]