post your credit score

[MzKB]

If you have fucked up shit on your credit report... dispute EVERYTHING! A lot of debt collectors will just let it slide.. just dispute, dispute, dispute!

Truth...alot of people don't know that. Years ago I disputed a $900 cell phone bill down to $110. (got a phone for my friend and she didn't pay)

 

[j dash]

Every US citizen is entitled to a free credit report yearly. Best place that fee is;

annualcreditreport.com

To answer the thread, I just co-signed for my girl to get a car in May. @ that time it was sitting pretty at 783 (Experian)

 

[Idiopathic Joker]

231

 

[7figz]

... just co-signed for my girl to get a car...

 

[Ajackson17]

My shit is terrible...that's how I know my boo really loves me.

But ya'll not even married though, so how is that affecting him? It's not a diss or shot.

You don't have to be married to benefit from your partner's good credit.

Bitches co-sign rides for their boyfriend of 3 months everyday son.

The more you know. I forgot about that shit. @mzgrahambitches

 

[major pain]

Got prime rate on my new house.

 

[j dash]

... just co-signed for my girl to get a car...

Well my wife to be exact but ill probably still get the shaq face too lol

 

[Chef_Taylor]

710.Copped a car with no help and got into my place with no help.I started using and paying off credit cards early and i use to fuck with rent-a-center when i had my place in Dallas..turns out all of that paid off.My credit not excellent but i doubt if ill need anyone to co-sign anything for me.

 

[Sour-Cream]

01134

 

[s_a_m_r_i_o]

642 & I just closed on my first home 2 weeks ago... never had a credit card before that's why it's so low...going to apply for a couple secured credit cards to get my numbers up...

You got financing or did a cash deal? At a score of 642, I'm surprised if they financed it for you but either way, you have a home.

 

[NIKE...]

Answer: credit

Question: how do we get ppl in our debt in order to control their day to day actions?

 

[LEMZIMUS_RAMSEY]

All i know is credit can be a nightmare if not used wisely.

 

[TRILLip Brooks]

Shiiiiitt

 

[jmol]

578 It used to be in the 700' s until me and my ex got a leave and her getting sloppy with paying her rent portion and me getting credit cards to buy are furniture big mistake =/

 

[jmol]

* place

 

[tompetrez3]

510. I don't need credit in my life. If I can't straight out afford it with cash then I don't need it. I always bought cash cars and paid my mama house off cash with the life insurance she left me so I don't need a loan from anyone in life

 

[Purr]

Keep in mind yall, that if you have had duds or hits on your credit they can be alleviated in order to raise your credit. Understand: banks are constantly selling credit related products or loans (it's their business after all), if credit couldn't be altered or changed they'd be fighting over the small minority with perfect credit. So keep that in mind. I've seen instances where people went from 520-720 in 8 months time just b/c they paid off a single bill or got letters of release from creditors or phone companies. Every credit bureau has a section for this. It's always surprising to me how this tiny piece of knowledge goes over a lot of heads. It's a lot easier to build (or rebuild) credit than you think....

@sion can u make a credit how to post in gns?

 

[mryounggun]

I see a lot of niggas have no idea how credit works. How it can work for you and how it can work against you.

 

[huey]

Seven hundred somethin last time I checked

 

[J-GUTTA]

@max and lou cipher no credit is bad credit....fucked up right. It took me a while but last check 707.