How Much Do You Spend On Your Car Per Month?

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saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

 
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

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At 5% Assuming $16k included taxes^^
 
633 Monthly Payment

200 Full Coverage insurance with gap

200$ GAS

Ima buy her new shoes ina month and gonna lower her one inch that should be a $1000 right there.
 
MENACE...;7273330 said:
633 Monthly Payment

200 Full Coverage insurance with gap

200$ GAS

Ima buy her new shoes ina month and gonna lower her one inch that should be a $1000 right there.

Rims + Tires + Springs + Alignment hardware for &$k

Lol I can't see that brotha
 
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.
 
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

 
MENACE...;7274770 said:
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

The car is $22k before taxes ans im putting $8k down.
 
saccityprince;7275421 said:
MENACE...;7274770 said:
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

The car is $22k before taxes ans im putting $8k down.

22K taxes are 10-11% depending where you live (which is the bay)

out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.

Let me know if im right when you do numbers
 
MENACE...;7275552 said:
saccityprince;7275421 said:
MENACE...;7274770 said:
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

The car is $22k before taxes ans im putting $8k down.

22K taxes are 10-11% depending where you live (which is the bay)

out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.

Let me know if im right when you do numbers

I decided to go another route, and buy a car straight cash, i plan on picking up the same vehicle next year though.
 
saccityprince;7275952 said:
MENACE...;7275552 said:
saccityprince;7275421 said:
MENACE...;7274770 said:
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

The car is $22k before taxes ans im putting $8k down.

22K taxes are 10-11% depending where you live (which is the bay)

out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.

Let me know if im right when you do numbers

I decided to go another route, and buy a car straight cash, i plan on picking up the same vehicle next year though.

What did you end up getting?
 
MENACE...;7275992 said:
saccityprince;7275952 said:
MENACE...;7275552 said:
saccityprince;7275421 said:
MENACE...;7274770 said:
saccityprince;7274410 said:
b00kie;7272812 said:
saccityprince;7272266 said:
Is $350 a month on a $16k loan when im putting down 8k on a car to much for 60 months?

That seems pretty high for borrowing $16k.

Looks like your interest rate is about 12% here.

Good credit auto loans around 4% now days

im a first time buyer without much credit history, and im not trying to get a cosigner.

take my advice As a car salesman if youre a 1st time buyer theyre gonna rape you with interest. NH

Unless youre financing a car under 20K and have a down payment of 5k or more you'll be ight

The car is $22k before taxes ans im putting $8k down.

22K taxes are 10-11% depending where you live (which is the bay)

out the door should be around 24200 with 8k down youre looking at 290-300$ a month payments for 72 months and that's with a 8.9 interest rate.

Let me know if im right when you do numbers

I decided to go another route, and buy a car straight cash, i plan on picking up the same vehicle next year though.

What did you end up getting?

Just a honda civic, i still plan on getting a 2014 subaru wrx sti next year though.
 
2014 Toyota Rav4 (I'm on my family man shit now)

Monthly payment: $550.00

Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)

Gas: 250 (but I spend about 100 I drive a lot for my job)
 
SuperSoaker;7283484 said:
2014 Toyota Rav4 (I'm on my family man shit now)

Monthly payment: $550.00

Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)

Gas: 250 (but I spend about 100 I drive a lot for my job)

got damn that's alot for insurance.

how much you cop that Rav4 for?
 
MENACE...;7283546 said:
SuperSoaker;7283484 said:
2014 Toyota Rav4 (I'm on my family man shit now)

Monthly payment: $550.00

Car insurance full coverage monthly premium: 500 (split that with my brother who has his car on the policy)

Gas: 250 (but I spend about 100 I drive a lot for my job)

got damn that's alot for insurance.

how much you cop that Rav4 for?

Haha my record is fucked. 2 at fault accidents. 3 tickets, (one for no insurance, and no license). I was riding dirty for a good year and a half from early 2011- mid 2012. I'm an insurance agent though I gave myself all the bs discounts. (Married and whatnot) But that 500 is for two cars, deductible is 500 for com/coll, pretty good liability limits 25/50/25, and the uninsured motorists/underinsured coverage 25/50/25. I only pay 280 though my brother has the other car on the policy and he pays the rest. Lol

29,000 gs, traded in two cars, plus four thousand down.
 
MENACE...;7283782 said:
29Gs?

you shouldve coped a Dodge Durango.

That Rav4 came with a Toyota Care service for a reason

My philosophy is a cars' life span depends on the person who takes care of it. Before this car I had a 1999 Honda that already had 150,000 miles on it. Shit never gave me trouble. Lol rocked with it for five years.

What dealership you work for? Or is it a used car place?? Lolol

 

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