How does a credit check determine if the person is qualified for the job?

[major pain]

It helps to show if people are responsible or not. Its particularly important for jobs dealing with money like you pointed out though.

 

[konceptjones]

long and short: It doesn't.

 

[not this again!]

long and short: It doesn't.

Bingo. It's just a tool some employers use to unfairly exclude people from jobs. How do I know this? A couple of years ago, I applied for a job that I was completely qualified for and part of the process included them obtaining a credit report. At that time, my credit was horrible. I got the job, anyway. So these people do what they want to do with the information.

In fact, in a couple of states, employers aren't allowed to use credit histories as a criteria, so it's fairly common knowledge that the practice is generally BS, unless you're working in a position dealing with money.

 

[killap]

I like it gives me an advantage but I could see how its unfair

 

[presto]

Its only done to see if you have warrants and to check to see if your previous jobs are listed that you listed on your application ... Cause the app is legal document not your resume ... It doesnt check your actual credit like credit cards and shyt like that ...

Like it links with edd and pigs to see if ur a wanted felon or shyt like that ...

 

[killap]

Its only done to see if you have warrants and to check to see if your previous jobs are listed that you listed on your application ... Cause the app is legal document not your resume ... It doesnt check your actual credit like credit cards and shyt like that ...

Like it links with edd and pigs to see if ur a wanted felon or shyt like that ...

Incorrect.

A credit check, checks your credit...If you are living beond your means then a financial firm will think twice before hiring you, you might be too much of a liability

 

[Itz Luigi Bitch!]

damn thatz fucCed up...nigga need to work to get his credit bac in order, but a nigga can't get the job because his credit is not in order...damn

 

[King Erauno]

damn thatz fucCed up...nigga need to work to get his credit bac in order, but a nigga can't get the job because his credit is not in order...damn

thats how the system fucks people. understandble if you are working directly with money so they look at it as a potential to steal...but other than that its dumb

 

[naomi shambles]

They believe it shows responsibility...that's what a hiring rep told me anyway.

 

[caddo man]

They believe it shows responsibility...that's what a hiring rep told me anyway.

It does! When I was irresponsible I had bad credit. Now that I am taking responsibility for my actions. My credit is better.
Pay your bills. You made them!

 

[Zeeofafb]

damn thatz fucCed up...nigga need to work to get his credit bac in order, but a nigga can't get the job because his credit is not in order...damn

Just read a really great book concerning bad credit that put me on game. The advice it recommended was to contact your creditors and ask to negotiate your debt/interest rate. Never had thought do that before. If you're in debt the company obviously wants whatever they can get. See if you can negotiate something. I actually called one of my credit cards companies after reading the book and asked for a reduced interest rate and they dropped me from like 20% to like 15% may not seem like a lot but over time it adds up. Give it a try.

 

[traestar]

Bingo. It's just a tool some employers use to unfairly exclude people from jobs. How do I know this? A couple of years ago, I applied for a job that I was completely qualified for and part of the process included them obtaining a credit report. At that time, my credit was horrible. I got the job, anyway. So these people do what they want to do with the information.

In fact, in a couple of states, employers aren't allowed to use credit histories as a criteria, so it's fairly common knowledge that the practice is generally BS, unless you're working in a position dealing with money.

Exactly I like this

 

[TANGLUNG]

It's not a good way to measure at all in my opinion. What if a person loses their job, which in turn renders them ineffective in being able to pay their bills. That messes up their credit, which is through no fault of their own. Now they cannot get a job because their credit is messed up but they are actually responsible.

Also, no one really teaches people about credit when they're young. This type of stuff should be taught in every junior high and high school. I see the most credit mistakes can be made at a very young age. Some people get in over their head. It doesn't mean they are morally incapable of finance job, or any job for that matter.