Cheap Seats What's on your Mind thread

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I see what you are saying and I agree to a certain extent. That part I disagree with is there is no loan that you need that bad that you can not wait to either establish credit or fix your credit. So you are correct about some one will give you a loan with bad credit. That is not a good thing. If you are that desperate for a loan, then that tells me you have made mistakes that are far worst that you can care less about your credit or an interest rate.

No credit and bad credit are similar but only no credit have good and bad things about it. Bad credit is bad credit.
 
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BlackAX410;c-10117196 said:
I wasn't even thinking about a loan I was planning to pay straight cash but thanx for the helpful advice

It ain't about a loan Ax but you will still need some form of credit to show these apartment complexes a history of you paying bills on time.

Once you get the lease for the apartment you can pay the rent in cash, money order, check, etc. but you have to get in the door first and you going to need credit for that.

Just to establish my credit I got a credit card with a $500 limit. That ain't shit but the point was just to buy shoes, clothes, groceries etc. just to pay it off at the end of every month whether is was the full $500 or just $50. The mortgage company just wanted to see if I could for sure pay a bill each month. They already knew I made enough money for the home loan. I just didn't have a current history of paying bills in my name. I was paying PLENTY of bills they just weren't in my name so they had no idea what I was capable of.
 
caddo man;c-10117214 said:
I see what you are saying and I agree to a certain extent. That part I disagree with is there is no loan that you need that bad that you can not wait to either establish credit or fix your credit. So you are correct about some one will give you a loan with bad credit. That is not a good thing. If you are that desperate for a loan, then that tells me you have made mistakes that are far worst that you can care less about your credit or an interest rate.

No credit and bad credit are similar but only no credit have good and bad things about it. Bad credit is bad credit.

Its not that people don't care. You might have a young person in college who has no idea what credit is about and they take out credit cards and pay some of it back, miss a few payments. Now as an knowledge adult who needs to make moves but have bad credit. Its not that they didn't care its just they fucked up when they didn't know any better. So in that case they need to make their move now so that bad credit going to make it more expensive but they still making the moves that need to be made when they need to be made.

Shit you got adults who parents fucked their credit up putting utilities in their child's name. It ain't about a person not caring about having good credit so they can get a good interest rate. Some people are that way though.
 
D. Morgan;c-10117233 said:
BlackAX410;c-10117196 said:
I wasn't even thinking about a loan I was planning to pay straight cash but thanx for the helpful advice

It ain't about a loan Ax but you will still need some form of credit to show these apartment complexes a history of you paying bills on time.

Once you get the lease for the apartment you can pay the rent in cash, money order, check, etc. but you have to get in the door first and you going to need credit for that.

Just to establish my credit I got a credit card with a $500 limit. That ain't shit but the point was just to buy shoes, clothes, groceries etc. just to pay it off at the end of every month whether is was the full $500 or just $50. The mortgage company just wanted to see if I could for sure pay a bill each month. They already knew I made enough money for the home loan. I just didn't have a current history of paying bills in my name. I was paying PLENTY of bills they just weren't in my name so they had no idea what I was capable of.

just saw this, but at first, if you charge $100, pay it all off...do this for a few months and watch how fast they wanna come with the limit increase
 
Axel u don’t have to call for a card. U can go online and apply and also get a app like credit karma. I have like 5-6 different credit apps on my phone
 
KamPushMe;c-10117292 said:
Ax have you ever considered going back to school?

Yeah either for broadcasting, or electronic repair if the broadcast field doesn't work out. I kind of know how to fix sound boards and a few other electronics but never got proper training. I feel i need to relocate before I go back to school because due to the way 2017 was for me out chea I gotta get away from the negative energy. A few of my childhood friends could be on borrowed time I just need a fresh start, only reason I'm working this many hours. I gotta get out the warehouse industry but that's all that's in Harford county. 7 years is enough
 
TheBoyRo;c-10117321 said:
Axel u don’t have to call for a card. U can go online and apply and also get a app like credit karma. I have like 5-6 different credit apps on my phone

I had capital one send me some shit but I never looked into it cuz I'm paranoid about going in debt. I never wanted a credit card ever in life lol
 
BlackAX410;c-10117358 said:
KamPushMe;c-10117292 said:
Ax have you ever considered going back to school?

Yeah either for broadcasting, or electronic repair if the broadcast field doesn't work out. I kind of know how to fix sound boards and a few other electronics but never got proper training. I feel i need to relocate before I go back to school because due to the way 2017 was for me out chea I gotta get away from the negative energy. A few of my childhood friends could be on borrowed time I just need a fresh start, only reason I'm working this many hours. I gotta get out the warehouse industry but that's all that's in Harford county. 7 years is enough

7 years???!!!!!! Godamn
 
KamPushMe;c-10117413 said:
BlackAX410;c-10117358 said:
KamPushMe;c-10117292 said:
Ax have you ever considered going back to school?

Yeah either for broadcasting, or electronic repair if the broadcast field doesn't work out. I kind of know how to fix sound boards and a few other electronics but never got proper training. I feel i need to relocate before I go back to school because due to the way 2017 was for me out chea I gotta get away from the negative energy. A few of my childhood friends could be on borrowed time I just need a fresh start, only reason I'm working this many hours. I gotta get out the warehouse industry but that's all that's in Harford county. 7 years is enough

7 years???!!!!!! Godamn

One of the reasons harco is called a trap and hazard county if you're out chea too long u get stuck and content. Those are the best paying jobs here without college education
 
BlackAX410;c-10117563 said:
Beta;c-10117554 said:
Ax you should take up driving jobs

Driving what? Like uber and shit? Nah

No you asshole

Driving a van, box truck, company car, etc

There's a fuckin fish aquarium near me that pays $13 to deliver fish to residents and businesses

Also I saw a pharmacy that delivers morphine and shit for $12 hr

Post office pays $16 hr

For example...
 

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