The Official YCN aka Young_Chitlin News Thread

[Young_Chitlin]

You Can Now Major in Pizza at A University in ManchesterManchester

December 4, 2015 at 5:07 pm

Written by Sienna Hill

Still deciding on your college major or thinking of going back to school? You can now fulfill your childhood dreams of becoming a pizza GAWD by majoring in pizza. Yes, pizza.

Manchester Metropolitan University is partnering with Pizza Hut to create 1,500 apprenticeships to those that hope to take their pizza obsession to the next level.

The program, which is expected to run over the next five years, will give students hands-on experience both inside the classroom and in the kitchen. Eager students will have the opportunity to learn all about pizza production as well as get experience in financial analysis.

According to Pizza Hut, the program will “equip [candidates] with skills for life, not just for working in a restaurant.” If we’re honest, making a dope pizza for your prospective employer would probably guarantee you the job anyways (or we’d like to think so).

Kathryn Austin, director of HR and marketing at Pizza Hut Restaurants, explains, “Over the next few years, we will work hard to provide our apprentices and team members with the best training and development so that we can equip them with skills for life, not just for working in a restaurant.”

Fingers crossed this program will make its way overseas into the United States. Imagine field trips to study the art of New York and Chicago-style pizza. Now that’s what we call education.

 

[Young_Chitlin]

On a budget? Still over-spending? Trying to figure out the best way to organize your money and spend wisely?

All it takes is setting up a simple system.

Grandma's way to handle money still works. People used to always use cash envelopes to control their monthly spending, but very few do in today's card-swiping culture. The envelope system is a key component of the Total Money Makeover plan because it works. Here are a few simple basics for starting a cash envelope system:

Budget each paycheck.

Budget is a dirty word to most people, but you must budget down to the last dime if you're going to successfully implement the envelope system.

Divide and conquer.

Of course, there will be budget items that you cannot include in your envelope system, like bills paid by check or automatic withdraw. However, you can create categories like food, gas, clothing and entertainment.

Fill 'er Up.

After you've categorized your cash expenses, fill each envelope with the money allotted for it in your budget. For example, if you allow $100 for clothing, put $100 in cash in your clothing envelope for the month.

When it's gone, it's gone.

Once you've spent all the money in a given envelope, you're done spending for that category. If you go on a shopping spree and spend the $100 in your clothing envelope, you can't spend any more on clothes until you budget for that category again. That means no visits to the ATM to withdraw more money!

Don't be tempted.

While debit cards can't get you directly into debt, if used carelessly, they can cause you to over-spend. There's something psychological about spending cash that hurts more than swiping a piece of plastic. If spending cash whenever possible can become a habit, you'll be less likely to over-spend or buy on impulse.

Give it time.

It will take a few months to perfect your envelope system. Don't give up after a month or two if it's not clicking. You'll get the hang of it and see how beneficial the envelope system is as you dump debt, build wealth, and achieve financial peace! See ... simple!

Certainly, some bills may come in at different times of the month, so you'll need to adjust your written game plan to take it one step further. You need to plan the budget based upon your pay periods.

Say that you get paid twice a month. If you can write down which bills you plan on paying from each paycheck, you will not be left with a surprise bill. Spend each month's income and each individual paycheck on paper before it comes in.

Have some fun!

There's also no problem in adding for "blow money"—money to have a little fun with! As long as you and your spouse have agreed on it, you are fine. There should be no lying. Agree on your budget, agree on your fun money, and be open. Fun money can be anything you want it to be. There are no rules on that envelope, unlike money in the "entertainment" envelope that is used specifically for entertainment.

Start now! Get on a plan and organize your cash with a wide range of envelope systems.

 

[Young_Chitlin]

PSA: Take Your Fucking Lunch Break

Tracy Moore

There are two kinds of people who don’t take their lunch breaks: Martyrs and assholes. Martyrs work through lunch so everyone can see how hard working and devoted they are. Assholes are either lucky enough to love what they do so much that they simply want to keep working, relaxation be damned, or are people who are too inexperienced or weak willed to use the time. You’re all stupid: Take your fucking lunch break.

OK, OK, to be fair—if you’re not taking your break, it’s probably not your fault. Lunch has always been a slapdash affair since it took hold around the turn of the century. It’s an urban invention built around the fact that if you’re at work, you gotta eat, so make it as quick as possible and get back to it so you can stop losing the boss money.

What’s silly about it is that more than a century after its introduction, we work longer hours than ever, but fewer people take those breaks. Recent research found that only 1 in 5 people leave their desk or the office for a lunch break. NPR looked at the consequences of this practice, and it’s exactly what you’d guess: Sitting in one place all day long is bad for you—bad for thinking, bad for creativity, bad for productivity, bad for your body.

And here’s the thing: You don’t even have to eat during this break! Just take the fucking break! As workplace psychologist Kimberly Elsbach told NPR: “You just need to get out. And it doesn’t have to be between 12 p.m. and 1 p.m. to have a positive impact. It can be just going outside and taking a walk around the block. That in itself is really restorative.”

What’s wrong with us? Aren’t we hungry? Aren’t we tired? Don’t we just need to step out and grab a bite and look around for FIVE SECONDS and get some sun or fresh air before going back in, noses to the grindstone? Why are we so happy to deprive ourselves of this simple, everyday pleasure?

There are a handful of factors, according to NPR. We work longer, and more nonstandard hours, so there’s not common time anymore for everyone to hit the lunch counter. There’s a feeling that you’re supposed to be “forever available” at work now, too, which leads to a lot of desk eating.

And that feeling, more often than not, is vibes—the people at your work who make you feel like shit for doing it. Let’s examine that for a second, because I’m willing to be that once you take out martyrs, lucky assholes, and the fearful, what you have left are either colleagues or managers, typically both, who just make you feel guilty for taking a break, who never take one themselves, who create a culture of not taking lunch that then becomes standard, or worse, rewarded.

Barring the last handful of years of my working life, that experience was the norm for me. The first half of my working life, I worked service industry and fast food jobs where a half hour break and two 10s were the standard. When I finished college and got a professional, salaried job that required a degree, I was ecstatic to finally land that hour long break I’d dreamed about—hell, I might even browse a magazine.

Instead I made the mistake of going into an industry with a salaried job at a corporation but where employees were treated like shift workers (hint to English or journo majors: Never go into the press release copy editing biz). Lunch was something you were “entitled” to and told to take but somehow still never got. And the worst part of it all was that it was only a half hour.

There is perhaps nothing more insulting in the working world than a half-hour lunch break at a professional job. By the time you order something at the downstairs cafe and find a seat, and are served the greasy turkey and swiss croissant, you have approximately 12 minutes to inhale it and get back to your desk.

It was, of course, exacerbated by this bizarre martyr culture fed by everyone. There was always more to be done! The work piled up! There were crazy deadlines! No one else could do it! Look at me, working so hard I don’t even need to eat!

The company rewarded this thinking with performance bonuses and free pizza and other things that made it clear that the standard of excellence was never taking your lunch break. Everyone bought into it and suffered horribly. We all gained weight, and twentysomethings were routinely diagnosed with ulcers and various migraines, back problems, hemorrhoids and other ailments usually befalling older workers.

I wanted to complain! I did complain! But the standard had been set, and not going along meant you were lazy. It was my first job out of college and I did what I was told.

Eventually I escaped that industry, and have never looked back, instead moving into jobs where I was treated like an actual adult who required sustenance to continue producing. Lunch is now what it should be—maybe just a few minutes when I’m busy, but maybe longer when I’m not. But that’s not really the point: It’s getting a break when I need the break.

So start Monday. Go today. Take your fucking lunch break. Don’t sweat it. Don’t feel guilty. If anyone gives you guff, ignore it. And trust that although it can feel like the only office-approved way to look productive, it will burn you in the end. Plus, the office will get by just fine without you. As Spatola wrote at HuffPo: “The world will not end because you ate a salad outside.”

 

[Young_Chitlin]

 

[Young_Chitlin]

http://lifehacker.com/six-basic-personal-finance-facts-people-constantly-get-1753499820
http://www.thesimpledollar.com/six-...-people-should-know-and-constantly-get-wrong/

Quite often, the “facts” that people tout when it comes to personal finance aren’t quite facts at all. Sometimes they’re just opinions stated with authority, or they’re based on incorrect information or assumptions. Is it any wonder there’s so much confusion when many finance principles are counter-intuitive?

This post originally appeared on The Simple Dollar.

I get a pretty healthy number of questions from readers each week (usually by my personal Facebook page), many of which find their way into the weekly “reader mailbag” article.

While most of the questions are pretty interesting, I do find a lot of patterns in the questions that people ask me. I see a lot of people who struggle with a mountain of student loan and credit card debt in the early years of their professional lives for example, a situation that really hits home for me.

Another thing that I see regularly is questions from people confused by some aspect of personal finance because they have one fundamental fact or another about the situation completely wrong.I’ll give you an example: perhaps once a month, I’ll get an angry message from someone telling me that I’m selling snake oil by telling people to earn a little more money in their spare time and that I need to tell people to keep their income low to avoid all of their money being taken by taxes.

What rubbish.

Here are six key financial facts that people consistently get wrong. They use these facts as assumptions not only for questions that they ask me, but for how they behave in everyday life.

 

[Young_Chitlin]

Coffee naps

 

[Young_Chitlin]

 

[Young_Chitlin]

Nigeria aims to create 400,000 jobs by making pencils

By Kieron Monks, for CNN

(CNN) — With the value of oil and the Naira currency in decline, Nigeria is turning to old-fashioned pencils to provide relief.

The Minister of Science and Technology, Ogbonnaya Onu, recently announced that the first pencil plant in West Africa would start production in 2018.

"We have all the things to produce a pencil, which is used by a large number of people from our young pupils to engineers," Onu told Nigerian newspaper The Daily Trust.

"The private sector will come in to do the production and we will see the benefits. When production of pencils begins, Nigerians will be amazed at the multiplier effects. It will create a minimum of 400,000 jobs."

The Minister explained that pencils use raw materials that Nigeria possesses in abundance, such as wood, graphite, and rubber. All pencils are currently imported, which has become prohibitively expensive as the Naira struggles.

Reviving industry

It is hoped that pencil production can help to revive the manufacturing sector, which has declined since the oil boom of the 1970s.

The textile industry alone employed around 350,000 people in the 1980s, a figure that has fallen to 25,000 today. The total manufacturing sector employed 18% of the workforce in 1982, but under 12% today.

The government has adopted former President Goodluck Jonathan's Nigeria Industrial Revolution Plan (NIRP) to scale up industrial production. Onu claims that pencils will be the first of 1,000 products that could now be manufactured domestically, with six-cylinder engines next on the list.

Pencils can be a logical first step in developing industrial capacity, believes Professor of Economics Stephen Onyeiwu of Allegheny College.

"Pencils use simple, mature technology and raw materials that can be sourced domestically," says Onyeiwu. "The size of the market is huge, and we could export to other African countries."

The Professor believes that success with pencils could pave the way for more sophisticated production. Economic analysts Mckinsey predict Nigerian manufacturing has the potential to deliver output of $144 billion a year by 2030, up from $35 billion in 2013.

Faith gap

However, Onyeiwu is skeptical of state-led industrial enterprise, citing the past failure of fertilizer and cement initiatives, and stresses the need for private sector leadership.

"The history of the government's involvement in the industrial sector has been disappointing," he says. "The government's role should be to facilitate...they should introduce policies to attract private investors (such as) to bring down interest rates."

Read: Angola makes new steel from old guns

Reaction to the pencil project has been largely negative, with many social media users noting the contrast with neighboring Uganda's launch of a solar-powered bus.

One scathing article by Nigerian journalist Emmanuel Uchenna Ugwu attacked the scheme as a "dubious joke."

"It is a pity that Nigeria is fantasizing about the made-in-Nigeria pencil in this age," the author wrote. "That the government of Nigeria is projecting the coming pencil as a sort of technological revolution shows that Nigeria has recorded satisfactory success only in insulting and betraying its potential."

 

[Young_Chitlin]

Submarine piercing arctic ice

 

[Young_Chitlin]

@Omega_SataN

 

[Young_Chitlin]

 

[Young_Chitlin]

@yahwehprofet @Figo

 

[Figo]

peruvian cuisine is slept on. joint is delicious. the places over here in Maryland have Peruvian food, they personally know my face because I'm at there spot 3 to 4 times a week eating food.

its a country i will definitely visit in the near future. I got both my DSLR Nikon 5100 & 7100 ready.

Good look tagging me to this thread dawg.

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

 

[Young_Chitlin]

Http://lifehacker.com/subscription-...mondayAM#_ga=1.64731887.1193494857.1431658692

 

[Young_Chitlin]

@chgarcia345 Mira este camacho lol

 

[Young_Chitlin]