My cousin broke up with her man for financing a car at 72 months

[shawnbrown]

dam... he mustve got a benzo

 

[b@squ1@t redux]

im sitting on the front steps wearing inside-out basketball shorts, mis-matched socks, and dora the explorer slippers sipping a coors tall-boy and smoking a loooong newport while waiting for my neighbor to come by and go soft shell crabbing with me.

 

[7figz]

SO chicks breakin' up with niggas for actually having a car now ?

Just goes to show you they got too many options. (smh)
It's not like she payin' for it.

Let me ask you a question, what ya' cousin got - she makin' power moves like that ?

 

[Valentinez A. Kaiser]

she said that she likes intelligent men with common sense and obviously him financing a car for 72 months at 9.5% meant he had neither, so she dropped him

how long were they 2gether?

 

[VisionsOfFire]

im sitting on the front steps wearing inside-out basketball shorts, mis-matched socks, and dora the explorer slippers sipping a coors tall-boy and smoking a loooong newport while waiting for my neighbor to come by and go soft shell crabbing with me.

#SWAG

But nah I always say if I can't afford to put a minimum deposit of 50% down I won't cop.

 

[kzzl]

Depends.

I could understand getting a brand new car with that kind of deal, especially if it's a quality vehicle. Coupled with a good warranty as well. Proper care and maintenance you could get 10 years out of vehicle easily. Some hiccups here and there, but over all a good investment. His plan could be an indication of a stable credit history. 9.5% is somewhat decent, it could be much worst with a 13% or 16% deal. With other things on his plate, perhaps he is using that to lower his note to help with his budget. Maybe he just doesn't buy cars that often, preferring to just have some form of transportation. Doubling up on his note here and there when able. Allowing him to pay it off early.

I'm just saying, dude could of had it thought out and planned.

 

[ImSoReal]

how long were they 2gether?

9 Months to my knowledge

 

[ImSoReal]

SO chicks breakin' up with niggas for actually having a car now ?

Just goes to show you they got too many options. (smh)
It's not like she payin' for it.

Let me ask you a question, what ya' cousin got - she makin' power moves like that ?

2008 honda accord, already paid off

 

[Valentinez A. Kaiser]

#SWAG

But nah I always say if I can't afford to put a minimum deposit of 50% down I won't cop.

if i can't buy it straight cash, i don't wanna cop, seriously

What about when it comes to buying your cribs? Do take the same viewpoint on this too?

 

[VisionsOfFire]

if i can't buy it straight cash, i don't wanna cop, seriously

I completely understand the logic, however I think if I'm able to make a 50% cash deposit and then pay the remaining 50% with relative ease I'm happy. Especially when I will be looking to get my own house soon, I need my credit history to jump up a notch.

 

[VisionsOfFire]

What about when it comes to buying your cribs? Do take the same viewpoint on this too?

nah, i don't think anyone is buying a desirable property straight cash in 2011. and in order to get a good mortgage you're better off with a good credit history.

 

[b@squ1@t redux]

#SWAG

But nah I always say if I can't afford to put a minimum deposit of 50% down I won't cop.

I'll bring the beer, you bring the juicy deer ribs.

 

[7figz]

2008 honda accord, already paid off

that's not bad.

when i got my first car, i had to take at a 60 month loan because that's all I was offerred. i payed that shit off in about 2 years and kept it movin'.

maybe the dude had bad credit and that's the only loan he could get. either way she ain't payin for it so i can't call it.

 

[Valentinez A. Kaiser]

9 Months to my knowledge

If this was the first time he did something like this, she should cut him some slack.

But you said she likes intelligent men with common sense. I don't see how it took 9 months to realise he had neither in her eyes

 

[tanktank]

that does sound like a terrible decision though. 9.5 for 6 years is awful. his credit wasnt what was happening, but if she feel like that, this was inevitable, cause if his credit is only letting him get 9.5, then he already had some problems

 

[deaththreats]

I'll bring the beer, you bring the juicy deer ribs.

LFAMOOOOO ..... funny shit

 

[deaththreats]

she said that she likes intelligent men with common sense and obviously him financing a car for 72 months at 9.5% meant he had neither, so she dropped him

That's fucked up....Well he's the one who lucked out then, cause your cousin is overdramtic and too emotional

 

[So ILL]

SO chicks breakin' up with niggas for actually having a car now ?

It's not like she payin' for it.

Lol right.....

 

[G.R.I.P. Money $$$]

im sitting on the front steps wearing inside-out basketball shorts, mis-matched socks, and dora the explorer slippers sipping a coors tall-boy and smoking a loooong newport while waiting for my neighbor to come by and go soft shell crabbing with me.

how does he do it lmao..

 

[devfan4life]

Smh at your cousin for breaking with dude who is obviously making moves. But his credit score must be mid to low 500s cause mine is 620 ish and I'm allowed 12.5