I need some money management tips

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K_Fisher;7682167 said:
I'll tell you what my grandmother told me ( simple money\wealth management scheme i've lived by all these years) .

Spend 1/3 , Save 1/3 , invest 1/3

what part of that 1/3 that you spend goes to discretionary spending as opposed to bills/expenses
 
BOSSExcellence;7682003 said:
_Lefty;7681928 said:
BOSSExcellence;7681794 said:
_Lefty;7681788 said:
I remember in the 80s me and pops would ride/

Now we conversate on acres he about to buy/

He done already been what I'm about to go through/

told me ain't no sense in gambling if you gamble to lose/

If you made 12 dollars you put 7 away/

You live off the 5 and Neva Eva fuck witcha safe/

Scarface...

i forget which song..

Safe..... And before yall start, don't do what yall bout to do to my nigga @700‌ let him live 1 time.

The Fix right??

and nah..

nigga cant be talkin that gettin money shit lookin like that!?!

fuck is he doin wit it then?!?!

smokin it?!?! lol

deadeye;7682095 said:
@700‌

@ 1:03 - 1:09


Hell yea, that was The Fix. Face got lyrics to get you through every situation in life haha, I might just start aa\n Ask scarface thread and answer every nigga questions with Scarface lyrics, that'll be dope, and you right bruh, niggas dead wrong for that pic. My nigga @Oya_Husband‌ from where i'm at, let him live too haha.

 
BiblicalAtheist ;7681279 said:
You need to find a bitch you can trust who isn't scared to tell you no.

upset-jaguars-fan.gif


If you tryin to save money the last thing you need to do is 'find' a main/gf
 
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BOSSExcellence;7681764 said:
do like i did..

have a kid. lol

nah.. in all seriousness tho.. iv been where u been..

and if ur like me u can't leave the house without spending AT MINIMUM 200$..

soooooo.. keep yo ass in the house. lol

i aint played video games in years.. but when that PS4 came out.. i got it wit some games and jus chilled at the pad..

up front i spent damn near a g on the system.. games.. extra controllers.. and PSN cards.. but shit kept me in the house for weeks at a time.. so on the backend i was savin thousands a week..


i also stop following all my "peers" and i use that term lightly cause aint no nigga out here fuckin wit me.. but i found myself jus doin shit to piss people off.. niggas talk shit.. id go spend 5-10k at the mall and record it and post pictures.. last yr for my birthday i was gonna get a Bentley and give it to the bitch.. but instead bought us all jewelry that i rarely wear.. shit was fun.. and funny.. BUT stupid as shit.. so once i started distancing myself from people that were a distraction i stopped tryin to make it a point to shit on niggas... which saved me a SHITLOAD of money..

also wit havin money u gotta worry about those who don't.. family..

LEARN. TO. SAY. NO!!!

they go hit u.. u got 10 bux in yo pocket so to u its nothin to give the homie.. or cousin.. aunt.. moms or whoever a dollar.. but that right there jus costed u 5bux.. half yo money gone..

stop drinkin and smoking so much... when u high or lit.. u can careless bout the money u spend... sober up and be like "what the fuck?!?"

hmmmm what else?

spend less then u make..

u make 2 racks in a week.. only spend one.. u go look up in months time and be sitting pretty..

find u a hobby..

get u a safe and make it a point to not touch that muthafucka for no reason..

ill come back wit more later..

thats enough game for one post..

reason why i bought a nintendo 3ds so i can keep myself busy and away from "peers" that were into stylin and shittin on people like a wannabe balla

 
Im lucky to have a 401k, so i dont have to proactively think of saving as much, its already being taken out. And that cant be touched w/out severe penalty.

Other than that, it really comes down to bein humble. Its haaaard not to splurge on clothes n shyt but you gotta be chill. Me i buy accesory type shyts. Like jackets, throwevers, henleys n shyt lol boots, shyt that you can just rock out with some plain shyt. And still stay fly. Stop buying fuking jordans.

Also, assumin you already have a bank account, every month you should look at your end balance and see how much you've spent vs how much you've made, and what you spent money on. Its amazing how lil $5 purchases add up each month. That shyt will get a mfer in line when you realize you aint made no large purchases but still spent 6k on snacks
 
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BOSSExcellence;7681812 said:
Lurk_Hinrich;7681790 said:
700;7681616 said:
Bully_Pulpit;7681602 said:
Well it seems like you got a propensity to stunt, learn how to ball on a budget them hoes wont know the difference. All the good advice in this thread wont mean jack shit if you not getting to the root of the problem. My question to you is who you trying to impress?

i think my goddam self

i look at my self in the mirror like goddam nigga you fly as fuck

in the club standing on a booth

idk i like that shit, more for me than anybody else

i work for nobody, this all by my hands

Troll thread

Picture_035.jpg

thats ol' boy!?!

yeh..

i have a hard time believin he sees 10gs in 1 year.. let alone a month. smmfh fuck is he wearin?!?!

looks like he drew that shit on his shit himself TO SAVE money... smmfh

And so it begins
 
Oh, and this had to be a seperate post:

THE GROCERY STORE IS YOUR FRIEND!!!! My goodness. Thats #1 forreal. Eating out (not just sit-down restaurants but any prepared food you buy) is the financial devil.

 
lol, nigga told a dealer to join a credit union

Nigga better get one of those big empty water jugs and drop all his ones, fives, & tens in it, and you really wanna stack drop your odd number profits in it, make 300, keep 200 & drop 100, make 1300, keep 1000 & drop 300

The Bank of Hustlers


5-gallon-water-jug.jpg
 
@700‌

If you hustlin, you gotta put somethin aside for reup, bond, lawyers, car trouble and ect off top. Because without these necessities of freedom, mobility, and product you ship sink. The difference between a good hustla and a on again off again nigga is money management. You can't hustle and have too many habits because they will consume you and that will be your downfall. I think last time we addressed anything like this you was on the loudspeakers. It don't have the same profit margin as other name brand commodities. You gotta get up to a 10 piece(roughly 40 thou, or 9500 on the reg not sure, just some shit i heard) or somethin like that before you can start puttin money to the side for real, and while working your way up to that number you have to be so insanely disciplined that you have to literally tell yourself you're back to the basics everyday no matter how much you got. In the streets, anything can happen any day so your bread is your lifeline, get a strap to protect yourself and act broke, and believe you're broke as much as possible. If anybody see you shinin at all, and trust me, niggas can smell money a mile away, they'll take it as an opportunity to ask for a favor, or to take advantage of some shit you take all the risk for, and i'm not talkin about niggas in the street either, it's usually the closest people to you. The long short of it is hit a number your spending habits can handle, then treat yourself a bit, but never lose sight of the bottom because you'll be back to that bitch in a flash. Fuck all that fly shit, you gotta grind to get there, and I have no doubt that you can, but remember it's a turtle race my nigga, ain't nothin like showin ya ass at the mall and not having to think about it afterward. Bread like that don't happen in a day. Stay true to the game and yours will stay afloat.
 
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S2J;7682537 said:
Oh, and this had to be a seperate post:

THE GROCERY STORE IS YOUR FRIEND!!!! My goodness. Thats #1 forreal. Eating out (not just sit-down restaurants but any prepared food you buy) is the financial devil.

this is some shit i had to get a handle on. plus eating out makes you fat
 
Try the Dave Ramsey 7 Baby Steps. They are a great beginning point. I am doing them right now myself.. the debt snowball is where things began to change for me. It is pretty simple and straight forward.
 
im taking everybodies post into consideration

some nice tips and some bullshit

me and sion definately gon have a talk, maybe years later tho

i aint ready for that shit now

i would reply to each post personally but fuck that shit

all that goddam typing
 

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