Young_Chitlin
New member
Which trades are in most demand right now?
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Grads Buried in Student Loan Debt, but Unwilling to Give Up Luxuries
mryounggun
New member
Young_Chitlin;9262897 said:@mryounggun I understand your opinion and I respect it , pero that car note could be used for more important things like retirement or investments if it never existed
You're right. It could be. But that's not what were talking about, is it? Beyond that, neither of us know what that person's pockets are looking like. I know a number of people who drive ned, expensive cars and have a fantastic retirement/investment portfolio. Those two things aren't mutually exclusive.
T. Sanford
New member
blacktux;9255952 said:Powerful thread, i read every word.
If anything we just cant let the next generation fall into the same trap; we have to grow into elders, not just old men.
I did the 4 year thing until sophomore year, built about 3k in debt before i left and went to this 2 year vocational. Graduated with my AAS in process tech and paid that loan off that year.
Just paid off my wife car (06') and going to finish mine off (13') in december.
One thing that helped me i feel, is that i can not STAND to owe people. I can literally feel the shackles man, even owing someone $20 when i was younger used to make me feel bonded. I would up it as soon as i got it.
The only debt i will have next year is my mortgage. I will never buy a brand new car again.
My son and future children wont have to START OFF in a hole, so hopefully they can pay that forward and my family name can generate some generational wealth.
Power post right here. My niece starting college next week without a scholarship. She is getting financial aid tho but I know that she is going to become a victim to student loan once she transfer to graduate school. My sister & brother in law blew money like BMF & I still don't understand. I don't have kids but we have to start the ground work first, so they wouldn't have to go through that. If I have kids then as soon as they open their eyes to the world then their college bank fund begin. If both parents are making good money then why can they just contribute at least $20, $25 etc to the child's account every pay period until they are off & ready for college. We gotta at least throw them the oop, so they can dunk it
a_wack_poster;9253286 said:Had 2 student loans out, one for bout $3700 and another for $5100 with all the added up interest. Ignored all the phone calls and letters to the house. One morning I got fed up with em waking me up out my sleep and told them I aint paying shit and you just gonna have to take it.
Week later them motherfuckers garnishing my check for the first loan. Check looking light as a feather after that extra deduction smh. Them niggas cut me and left me on a slow bleed for that first $3700 that I thought I was good when I finally paid it off. Nigga felt relieved, went out to celebrate.
Month later they hit me with the Billy Mays "BUT WAIT, THERE'S MORE!" letter. They told me I got 30 days to pay the full $5100 or they contacting my employer for garnishment.
Been on Jordan Cry Face all year looking at my check stubs dog. Fuck student loans.
I always tell folks who fresh out of school to pay them people SOMETHING! Ion give a damn if it's 50 bucks a month. It will keep them off ya back!!
