Dividend Growth Investing

[dwade206]

How do dividend payments work? I hold positions in Delta and some other companies, but are they supposed to send you a check weekly, monthly, or whenever?

 

[_Jay_]

just added shares of a new company to my portfolio, a Dividend Champion that goes by the name of Target (TGT). I expect their sales to be a lil soft for maybe the next year, hence their current low valuation, but to eventually get back on track...they've been raising their dividends for the last 49 years..

 

[KillaCham]

Now to get very very basic... what's a good site or app to get this started?

 

[_Jay_]

Now to get very very basic... what's a good site or app to get this started?

I did my research on all of em first, through Consumer Reports and nerdwallet.com

if u just wanna jump off in there tho, I'd consider between the following: Tradeking (who's been recently bought by Ally Bank), the RobinHood app, or Charles Schwab.

 

[2stepz_ahead]

Ok here we go guys, sorry this took so long, most of them I actually had to research to make sure they were ok. If any of you decide to invest in any of them I would still recommend taking them to your local financial adviser to get a second opinion.

REITS/stocks that pay HIGH and consistent monthly dividends



Morguard REIT
http://www.morningstar.com/stocks/xtse/mrt.un/quote.html -- 6.86% (0.5 p/b)

Morguard North American REIT
http://www.morningstar.com/stocks/xtse/mrg.un/quote.html -- 4.55% (0.6 p/b)

Canadian Apartment Properties Real Estate Investment Trust
http://www.morningstar.com/stocks/XTSE/CAR.UN/quote.html -- 4.08% (1.0 p/b)

Pure Multi-Family REIT LP
http://www.morningstar.com/stocks/XTSX/RUF.UN/quote.html -- 6.56% (0.5 p/b)

Milestone Apartments REIT
http://www.morningstar.com/stocks/XTSE/MST.UN/quote.html -- 3.91% (1.0 p/b)

Boardwalk Real Estate Investment Trust
http://www.morningstar.com/stocks/XTSE/BEI.UN/quote.html -- 5.06% (0.7 p/b)

Cominar Real Estate Investment Trust
http://www.morningstar.com/stocks/XTSE/CUF.UN/quote.html -- 10.17% (0.7 p/b)

Nobel REIT
http://www.morningstar.com/stocks/XTSX/NEL.UN/quote.html -- 6.11% (0.7 p/b)

Automotive Properties Real Estate Investment Trust
http://www.morningstar.com/stocks/XTSE/APR.UN/quote.html -- 7.66% (1.1 p/b)

H&R Real Estate Investment Trust
http://www.morningstar.com/stocks/XTSE/HR.UN/quote.html -- 6.14% (0.9 p/b)

The links precede with the dividend yield and the price to book value (p/b), the p/b represents the discount to it's actual value so 1.0 would be fair value, anything less than that is cheap. So 0.5 p/b means the company is at a 50% discount that means if it's yielding 6.86% at 0.5 p/b you're actually getting a yield of 13.72% , this is dope because if the company rises to it's par value you can also get an additional 50% in stock appreciation.

The drawback with these companies tho ? Well many of them are REITs (real estate investment trusts) and in Canada there's a housing bubble. This fear is also priced into the stock price (hence the discounts) so be aware that it is possible that a crash is eminent and if it occurs you could see many of these companies go to half the current price or to zero (bankrupt). I tried to find the ones who had the financials and history of continual dividends. Btw all of these companies appear to be Canadian which means you may have to ask your broker if you can buy stocks in Canadian dollar (MOST brokerages and trading platforms should allow North American companies). Since you guys are using US dollars, keep in mind the Canadian dollar is weaker to yours so the good thing is you're also getting to buy these companies for an additional 30% off because of the currency. See sometimes boxing day happens on the stock market LOLOLOLOL.

Oh yeah and once more to remind yall - all of those companies pay monthly dividends.

So you saying short the stock

 

[Qiv_Owan]

I just copped 50 shares of Blackberry and about 25 of Snapchat

Gonna let it sit at least a year

 

[2stepz_ahead]

i need to start coming back in this thread,,,,,

i type up all this shit and laptop died and never cared to fetch the info to paste here.

it was more just questions for jay.

but i do think we need a PM where everyone shares their growth stories and ideas.

i have nothing but time for a bit.....researching shit is making my head by i am getting alot of info

 

[traestar]

i need to start coming back in this thread,,,,,

i type up all this shit and laptop died and never cared to fetch the info to paste here.

it was more just questions for jay.

but i do think we need a PM where everyone shares their growth stories and ideas.

i have nothing but time for a bit.....researching shit is making my head by i am getting alot of info

I'm down

 

[Qiv_Owan]

@2stepz_ahead financial growth knowledge is always appreciated over her

But yea I had to cash out of BBRY and SNAP

Copped a few shares of Silver (SIVR) and thinking about copping more

 

[2stepz_ahead]

@2stepz_ahead financial growth knowledge is always appreciated over her

But yea I had to cash out of BBRY and SNAP

Copped a few shares of Silver (SIVR) and thinking about copping more

silver has a nice comeback.

my wedding band is from david yurman....once insured its now worth $1k more than what i paid for it.

that was interesting.

 

[Qiv_Owan]

@2stepz_ahead financial growth knowledge is always appreciated over her

But yea I had to cash out of BBRY and SNAP

Copped a few shares of Silver (SIVR) and thinking about copping more

silver has a nice comeback.

my wedding band is from david yurman....once insured its now worth $1k more than what i paid for it.

that was interesting.

Ima just go ahead and grab another 15 shares then

 

[_Jay_]

I've just been contributing to my portfolio, erytime I get paid...last few months, I've been able to get some good deals on General Mill (GIS) and Target (TGT), especially after the Amazon buying Whole Foods news...I haven't copped any more shares lately, but Disney (DIS) is looking undervalued atm too.

I've got another non-dividend company I'm looking at investing in, once I get more capital up. problem is, I'll save and save and save, then run across another good deal on companies I already own and...pull the trigger on them, lol. Good problem to have tho, my dividend income's increased every month this year, compared to last year. chea

if you're looking for dividend income, I suggest u google Dividend Champions, do some research, then decide which company u wanna hold for years, and get paid to hold. if you're into mostly speculating...well, you'll still have to do your research, just a lot more of it, due to the companies not having decades of dividend growth.

 

[killap]

This might be out of the scope of this thread but I signed up for lending club a few months back. Pretty dope concept, lend money to borrowers with hopes that they repay you. I know quite a bit about credit underwriting so I like to think that I picked out some winners, but time will tell.

 

[traestar]

This might be out of the scope of this thread but I signed up for lending club a few months back. Pretty dope concept, lend money to borrowers with hopes that they repay you. I know quite a bit about credit underwriting so I like to think that I picked out some winners, but time will tell.

Great @killap

 

[_Jay_]

This might be out of the scope of this thread but I signed up for lending club a few months back. Pretty dope concept, lend money to borrowers with hopes that they repay you. I know quite a bit about credit underwriting so I like to think that I picked out some winners, but time will tell.

I'm planning on moving into this area within the next year or two myself. I'm also toying with the idea of purchasing shares of Lending Club directly (LC), but even if I don't, I'm def gonna eventually sign up to lend money myself.

 

[2stepz_ahead]

This might be out of the scope of this thread but I signed up for lending club a few months back. Pretty dope concept, lend money to borrowers with hopes that they repay you. I know quite a bit about credit underwriting so I like to think that I picked out some winners, but time will tell.

sometimes you win...sometimes you lose.

you stepped up and that's the most important.

this is a very big an lucrative business...I see it rapidly expanding in personal and small business.

maybe adding credit repair in there as well. high risk but that's business.

salute and good luck.

 

[_Jay_]

the more companies I buy, the more dividends I get

the more dividends I make, the more companies I can buy

continually add capital

at some point, there's a crossover, and your dividends alone can buy more companies. a little further and your dividend income will make enough to cover your living expenses. at that point, you're financially free. omw

 

[2stepz_ahead]

the more companies I buy, the more dividends I get

the more dividends I make, the more companies I can buy

continually add capital

at some point, there's a crossover, and your dividends alone can buy more companies. a little further and your dividend income will make enough to cover your living expenses. at that point, you're financially free. omw

this that real shit.

be proud of your shit and keep posting it.....

its good to see vs all the other negative stuff.

you never settled and deserve to live your life like you never settled.

props playa...

let me get outta your way...

the KANG coming thru

 

[2stepz_ahead]

not sure if these questions been asked but ill shoot...

who often do you drop money into your investments?

is it a certain amount or whatever you have?

do you have a solid amount and divy it up between everything or go one to the next as the money comes in?

who long have you been doing this?

how do you know which stocks are right for you?

how do you know what dividend payment is expected and when its due?

which broker do you use? do you use commission?

whats the highest percentage you deal with?

once you have enough saved along with dividends coming in....will you move over to real estates and get a duplex or triplex and like the dividend pay for it while you allow the rent to split between the two. to pay it off faster, add more to the stocks and save for another triplex

 

[_Jay_]

not sure if these questions been asked but ill shoot...



how often do you drop money into your investments?

is it a certain amount or whatever you have?

do you have a solid amount and divy it up between everything or go one to the next as the money comes in?

how long have you been doing this?

how do you know which stocks are right for you?

how do you know what dividend payment is expected and when it's due?

which broker do you use? do you use commission?

what's the highest percentage you deal with?

once you have enough saved along with dividends coming in....will you move over to real estate and get a duplex or triplex and like the dividend pay for it while you allow the rent to split between the two. to pay it off faster, add more to the stocks and save for another triplex

I don't talk about it in here often, but last year, I created a positive habit...to pay myself first*, erytime I get paid. I do that erytime, the more the better. even if I have a million other obligations, I pay Jay Inc. FIRST. when I'm outta debt, Imma throw some real bread at my portfolio...for now tho, I'm doin what I can, and it is making a difference.

*not including tithes

I wanted more capital...so I had to retrain myself. I've since created another income stream, lowered my expenses, and I'm currently tryna increase my savings rate. it's not about how much one makes, it's about how much one KEEPS. there are ppl who've never made more than 40k in any given year, who became millionaires regardless.

I just throw the cash into my account (which also receives more capital through dividends I'm already currently receiving). When I see "sales" (corrections, low valuations), I pay attention. when the stock is sufficiently low enough, I shoot. I buy however many shares I can afford at the time. and I don't beat myself up too much if I can't purchase a lot at the time.