Dave Ramsey goes in on everybody with a payment

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He's not against home loans though. Basic premise is that you shouldn't be putting your money into things going down in value when you are broke.

 
AP21;c-9454998 said:
nex gin;9454997 said:
Dude used to be one our clients at my last job. I've got a couple of his books. Didn't watch the video, but everyone who I know who knows him says he has some great financial advice.

he does, but he does come off sometimes like a know it all and very condescending to callers

you gotta think, a lot of people are calling b/c they do not know...so why do you have to talk to them like they do?

I was one of these dumb who used to get screwed by the system until i meet that type of condescending motherfucker.

These motherfuckers blasted my head with FINANCIAL KNOWLEDGE so hard that it made me change my perpective.

Thanks to these motherfuckers my debt has dropped from 40% to 5% of my salary. Every month im saving more money while enjoying life.

And i look at my peers who are still living an economic nightmare and dont know why.

 
SimptimusLEMZUS;c-9661946 said:
AP21;c-9454998 said:
nex gin;9454997 said:
Dude used to be one our clients at my last job. I've got a couple of his books. Didn't watch the video, but everyone who I know who knows him says he has some great financial advice.

he does, but he does come off sometimes like a know it all and very condescending to callers

you gotta think, a lot of people are calling b/c they do not know...so why do you have to talk to them like they do?

I was one of these dumb who used to get screwed by the system until i meet that type of condescending motherfucker.

These motherfuckers blasted my head with FINANCIAL KNOWLEDGE so hard that it made me change my perpective.

Thanks to these motherfuckers my debt has dropped from 40% to 5% of my salary. Every month im saving more money while enjoying life.

And i look at my peers who are still living an economic nightmare and dont know why.

Daps
 
This is how they kicked knowledge in my brain

' nigger you got back from mc donalds'

' wigga dont call me nigger again'

' you are a nigger cause you are Jim Crowing your ass waisting your GAS, ENGINE, TIME, MONEY AND HEALTH waiting in line at the drive!!!

And ill call you nigger as long as you keep on buying unfinished 'new' video games the first day, keep on byuing proteins shakes that make you fat, fat burners, changing tv cause the add said so, having more jeans than days of a week, having more shoes than days of the week, dont know how to cook, be in the mall every weekend etc...

'WTF'

' you re not a nigger for me bruh , youre a nigger in their eyes cause you keep on puting these damn slave chains around you neck and heels. You OVERSPEND MONEY and POTENTIAL. You overpsend your TIME AND HEALTH. And they are just laughing at you bruh on their way to the bank with your money.

You wont get out of your financial nightmare until you stop getting enslaved by this consumerist system. Rethink your life, reevaluate bruh. GET FREE'

 
From a psychological standpoint its the

PRINCIPLE OF PLEASURE VS THE PRINCIPLE OF REALITY.

once the first aformentioned takes over the second you are sinking in a lot of aspects of life.

We have to get pleasure in other things than BUYING STUFF.

In order to achieve this we have to get out of the SUBCONCIOUS SOCIAL COMPETITION. And if you are into that competiton make sure to set the rules ao that you are not the one loosing money.

 

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