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SmashinYourWaifu;9455594 said:Buying a brand new car or even slightly used is not an investment. If you wanted to save money you would have gotten a 90s civic or Corolla. Niggas really paying over 5k for a econobox?
BeardedFreak;9455955 said:You shouldn't be afraid of debt. You must learn to use it to your financial advantage.
All debt isn't bad.
Crude_;9454657 said:Will Munny;9454650 said:Crude_;9454630 said:One other thing to consider who do yall think bought his expensive luxury cars and sports memorabilia I see in the background, but he's telling you to live like a hermit and save money though.
It's a hustle.
Hes says some good stuff but yall should read between the lines as well.
Right, "ITS A CAR! YOU DON'T NEED A 25 THOUSAND DOLLAR CAR..... well... all my cars (PLURAL) cost more than 25 thousand dollars"
Im sure old Dave is paid handsomely by folks who come to his speaking engagements, buy his books/publications, etc. He's hustling people himself.
Who wants to be 70 years old before they can enjoy life realistically; its not a given everyone even lives that long.
I understand his platform of preaching that message of delayed gratification but its good to reward yourself in the process too.
Rasta.;9456001 said:Crude_;9454657 said:Will Munny;9454650 said:Crude_;9454630 said:One other thing to consider who do yall think bought his expensive luxury cars and sports memorabilia I see in the background, but he's telling you to live like a hermit and save money though.
It's a hustle.
Hes says some good stuff but yall should read between the lines as well.
Right, "ITS A CAR! YOU DON'T NEED A 25 THOUSAND DOLLAR CAR..... well... all my cars (PLURAL) cost more than 25 thousand dollars"
Im sure old Dave is paid handsomely by folks who come to his speaking engagements, buy his books/publications, etc. He's hustling people himself.
Who wants to be 70 years old before they can enjoy life realistically; its not a given everyone even lives that long.
I understand his platform of preaching that message of delayed gratification but its good to reward yourself in the process too.
Most of you niggas are selfish....it's not so much as you saving for yourself but the generation you leave behind. Wealth isn't necessarily built in one generation...be selfless and suffer for the seeds you leave behind. You need capital to build faster and easier...i'd rather be 70 years and have 5m in the bank for my sons and grandsons to build on that than do 9-5 and spend it all on fuck shit. The Indians do it, Chinese do it, Africans do it...Black America, not so much.
Rasta.;9456001 said:Crude_;9454657 said:Will Munny;9454650 said:Crude_;9454630 said:One other thing to consider who do yall think bought his expensive luxury cars and sports memorabilia I see in the background, but he's telling you to live like a hermit and save money though.
It's a hustle.
Hes says some good stuff but yall should read between the lines as well.
Right, "ITS A CAR! YOU DON'T NEED A 25 THOUSAND DOLLAR CAR..... well... all my cars (PLURAL) cost more than 25 thousand dollars"
Im sure old Dave is paid handsomely by folks who come to his speaking engagements, buy his books/publications, etc. He's hustling people himself.
Who wants to be 70 years old before they can enjoy life realistically; its not a given everyone even lives that long.
I understand his platform of preaching that message of delayed gratification but its good to reward yourself in the process too.
Most of you niggas are selfish....it's not so much as you saving for yourself but the generation you leave behind. Wealth isn't necessarily built in one generation...be selfless and suffer for the seeds you leave behind. You need capital to build faster and easier...i'd rather be 70 years and have 5m in the bank for my sons and grandsons to build on that than do 9-5 and spend it ALL on fuck shit. The Indians do it, Chinese do it, Africans do it...Black America, not so much.
VulcanRaven;9456030 said:Rasta.;9456001 said:Crude_;9454657 said:Will Munny;9454650 said:Crude_;9454630 said:One other thing to consider who do yall think bought his expensive luxury cars and sports memorabilia I see in the background, but he's telling you to live like a hermit and save money though.
It's a hustle.
Hes says some good stuff but yall should read between the lines as well.
Right, "ITS A CAR! YOU DON'T NEED A 25 THOUSAND DOLLAR CAR..... well... all my cars (PLURAL) cost more than 25 thousand dollars"
Im sure old Dave is paid handsomely by folks who come to his speaking engagements, buy his books/publications, etc. He's hustling people himself.
Who wants to be 70 years old before they can enjoy life realistically; its not a given everyone even lives that long.
I understand his platform of preaching that message of delayed gratification but its good to reward yourself in the process too.
Most of you niggas are selfish....it's not so much as you saving for yourself but the generation you leave behind. Wealth isn't necessarily built in one generation...be selfless and suffer for the seeds you leave behind. You need capital to build faster and easier...i'd rather be 70 years and have 5m in the bank for my sons and grandsons to build on that than do 9-5 and spend it all on fuck shit. The Indians do it, Chinese do it, Africans do it...Black America, not so much.
This is what i was telling a member on this site before. He talking about he spend up all his money cause he can't take it with him and I'm like you can leave something for your children. It's true, the average black American doe not get it, which is why we stay poor. My father didn't leave me anything and he spent up the money my grandfather left him. This is why we struggle to even bury a dead relative.
Peace_79;9456044 said:Rasta.;9456001 said:Crude_;9454657 said:Will Munny;9454650 said:Crude_;9454630 said:One other thing to consider who do yall think bought his expensive luxury cars and sports memorabilia I see in the background, but he's telling you to live like a hermit and save money though.
It's a hustle.
Hes says some good stuff but yall should read between the lines as well.
Right, "ITS A CAR! YOU DON'T NEED A 25 THOUSAND DOLLAR CAR..... well... all my cars (PLURAL) cost more than 25 thousand dollars"
Im sure old Dave is paid handsomely by folks who come to his speaking engagements, buy his books/publications, etc. He's hustling people himself.
Who wants to be 70 years old before they can enjoy life realistically; its not a given everyone even lives that long.
I understand his platform of preaching that message of delayed gratification but its good to reward yourself in the process too.
Most of you niggas are selfish....it's not so much as you saving for yourself but the generation you leave behind. Wealth isn't necessarily built in one generation...be selfless and suffer for the seeds you leave behind. You need capital to build faster and easier...i'd rather be 70 years and have 5m in the bank for my sons and grandsons to build on that than do 9-5 and spend it ALL on fuck shit. The Indians do it, Chinese do it, Africans do it...Black America, not so much.
You are dealing in extremes.
The point is that there is room to do BOTH.
LPast;9456051 said:In the general sense, How is debt good for you?
What is the benefit of owing someone?
LPast;9456051 said:In the general sense, How is debt good for you?
What is the benefit of owing someone?
LPast;9456051 said:In the general sense, How is debt good for you?
What is the benefit of owing someone?
Peace_79;9456030 said:You are dealing in extremes.
The point is that there is room to do BOTH.
Rasta.;9456088 said:Peace_79;9456030 said:You are dealing in extremes.
The point is that there is room to do BOTH.
Obviously there is but WE simply lack the discipline to save, invest and or see beyond immediate self gratification...."it's much easier to descend down a staircase than to climb one"
Peace_79;9456125 said:Peace_79;9456030 said:You are dealing in extremes.
The point is that there is room to do BOTH.
Rasta.;9456088 said:Peace_79;9456030 said:You are dealing in extremes.
The point is that there is room to do BOTH.
Obviously there is but WE simply lack the discipline to save, invest and or see beyond immediate self gratification...."it's much easier to descend down a staircase than to climb one"
You gonna have to speak for yourself, fam.
But what you just illustrated here ... Lack of discipline.
THAT is the problem.
Not the construct of the credit, itself.
Kwan Dai;9455692 said:SmashinYourWaifu;9455594 said:Buying a brand new car or even slightly used is not an investment. If you wanted to save money you would have gotten a 90s civic or Corolla. Niggas really paying over 5k for a econobox?
It can absolutely be a sound a investment. Most of us need private transportation to make it to our jobs. So, if I invest 30,000 in a sound auto that gets me to and from work for 10+ years that vehicle would have more then paid for itself. I'm cool with investing 30,000 over 5 years to make 320,000.
I know folks who drive beaters ( I did early on as well) who end up losing money because their vehicle is constantly in the shop or acting up causing them to be late or miss work.
SmashinYourWaifu;9456589 said:Kwan Dai;9455692 said:SmashinYourWaifu;9455594 said:Buying a brand new car or even slightly used is not an investment. If you wanted to save money you would have gotten a 90s civic or Corolla. Niggas really paying over 5k for a econobox?
It can absolutely be a sound a investment. Most of us need private transportation to make it to our jobs. So, if I invest 30,000 in a sound auto that gets me to and from work for 10+ years that vehicle would have more then paid for itself. I'm cool with investing 30,000 over 5 years to make 320,000.
I know folks who drive beaters ( I did early on as well) who end up losing money because their vehicle is constantly in the shop or acting up causing them to be late or miss work.
Lol what modern day vehicle you buying that is going to be sound even up to 100k or not give expensive upkeep before then? What you going to do when you try to sell that car you spent $30k on that is now depreciated to 3k? Why do the people you know buy or inherit shitty cars and think buying new is the better option when they could have a car that is reliable, good aftermarket, and have shitloads of information. Also easier to work on