Ayo: One some grown, sh** -- How would you handle this?

[HafBayked]

me and my brothers are close as hell but that aint no brotherly love type shit....i'll help you pay on that shit if u in a bind later but i cant sign shit, sorry bruh....but to put things in perspective if i had it i would just pay for their schooling and tell them fuck a loan....

 

[edwardnigma]

If you feel conflicted and you want to help him, cut him a check for 1K, 2K, 5k ... whatever amount you can afford to part with and not miss. But do not co-sign anything. The strength of the relationship has nothing to do with anything. Only people I would co-sign anything for would be my wife, or my children. Everybody else can get a check for whatever amount I can afford at that moment, if I'm otherwise inclined to help them. You can make money back quickly. But repairing a serious credit hit can takes years and could fuck up everything you might be trying to do for yourself including prevent you from landing a job you may have your sights on and paying higher premiums on your insurance, along with higher rates on your own loans and credit cards.

I think this was the best suggestion given.

 

[Rey Negro]

Tough situation broham.

If you do it, be prepared for the ugly. Do it for one semester. Tell dude to keep his GPA over a certain threshold to see how responsible he is and go from there.

Or you could just save yourself the headache.

 

[Rey Negro]

If you feel conflicted and you want to help him, cut him a check for 1K, 2K, 5k ... whatever amount you can afford to part with and not miss. But do not co-sign anything. The strength of the relationship has nothing to do with anything. Only people I would co-sign anything for would be my wife, or my children. Everybody else can get a check for whatever amount I can afford at that moment, if I'm otherwise inclined to help them. You can make money back quickly. But repairing a serious credit hit can takes years and could fuck up everything you might be trying to do for yourself including prevent you from landing a job you may have your sights on and paying higher premiums on your insurance, along with higher rates on your own loans and credit cards.

Man never mind what I said.....this makes the most sense.

I still would only cut a check if his GPA was right tho (3.25 and up)

 

[fiat_money]

That nigga can't get a scholarship though?

What's he been doing in high school?

 

[CapitalC]

I got two younger brothers on my dad side. One i'm pretty cool with, the other one, we dont really talk that much.

Actually, the only time we really talk is when i tell him whats up or shoot him a text. He almost never reaches out to me.

Anyway, the one who i never talk to called me like "Yo, I know I never really reach out to you, but can you co-sign on my student loans?"

Mind you, this is the first time he's physically called me since...sh** i cant remember. its his first semester of college and he's trying to make something of himself.

Thoughts??

On some grown man shit, maybe this is what will get yall cool and talking on the regular cuz you got shit invested in his future...

Don't hold a grudge...

 

[gorilla]

What's his track record? Is he generally a responsible dude?

I can't get down with doin' shit for people just cuz they "fam". You gotta give me better reasons than that cuz that same "fam" will be the first to take advantage of your kindness and have you fucked up later down the road. GTFO with that entitlement shit, niggas wanna claim fam when it's something in it for them. Student loans ain't no hoe, them bitches stick foe life

Add to that he know he don't really fuck with you like that but he want you to cosign for him? So if he can't pay, he surely won't give a fuck when they come after you.

 

[Niggas back]

Yo if i was to see one you cats in real life,id spit dead in your face for telling this guy not to help out his little brother.Dude is trynna do something with his life.

Theyre all darkskinned niggas, paul. Darkskinned niggas aint got love for their brothers like u and ur lightskinned brothers

 

[kzzl]

I got two younger brothers on my dad side. One i'm pretty cool with, the other one, we dont really talk that much.

Actually, the only time we really talk is when i tell him whats up or shoot him a text. He almost never reaches out to me.

Anyway, the one who i never talk to called me like "Yo, I know I never really reach out to you, but can you co-sign on my student loans?"

Mind you, this is the first time he's physically called me since...sh** i cant remember. its his first semester of college and he's trying to make something of himself.

Thoughts??

Wouldn't do it. I've gone through the hassle of getting my own credit in order. I couldn't imagine having my shit fucked up cause of some dude that wants to act like a brother only when he wants something. He going to use you, for the same reason you want to help him. Cause you're family.

At least ask the folks that do know him how he handles his business. See what kind of plan he got. Treat that nigga like an investment and see if it's worth your money. Cause if he doesn't pull his weight, with all these graduates complaining about their debts,economy the way it is, you're could end up sinking with him. Shit on that "we family" ploy.

 

[frostyicy]

Fuck that shit bruh.

Don't let that nigga use you, I don't give a fuck he's half blood not full blood. Let the brother or sis on the mom side co-sign that shit.

Let him fuck up their credit.

 

[mryounggun]

I got two younger brothers on my dad side. One i'm pretty cool with, the other one, we dont really talk that much.

Actually, the only time we really talk is when i tell him whats up or shoot him a text. He almost never reaches out to me.

Anyway, the one who i never talk to called me like "Yo, I know I never really reach out to you, but can you co-sign on my student loans?"

Mind you, this is the first time he's physically called me since...sh** i cant remember. its his first semester of college and he's trying to make something of himself.

Thoughts??

If you got bread to the point that him defaulting on the shit would have little to no effect on you financially...I'd do it. Otherwise, he's out of luck.

 

[mryounggun]

Never cosign for anyone to get anything, especially someone your not close to. Family or not.

I wouldn't go that far...but I def wouldn't in this situation.