Summer of 2010, I went a week in an Arizona summer without utilities. It wasn't the whole week but it would cut out in and out. I went inside the ampm to pay for gas in coins as that was all we had. My dog died Pawblo Woofscobar, of parvo virus and I was only able to scrap together that electrolyte drink to keep him hydrated. When your best friend died in your hands; it was tough typing those last 8 or so words, when your best friend died in your hands and you cannot afford medical attention to save him, yeah that's tough compas. My turning point was going to a local car wash and paying with a credit card and checking my paycheck and bills simultaneously, only to find I did not have enough money for my bills. That was the last time I was ever late on a bill.
I'm on a plan right now to pay off debt. When I had a lot of debt, there were days I had nothing to eat and I had to go to work. I only have now like a shade over $12k of debt left to pay, with a baby on the way in a few weeks. There is nothing more motivating to me than paying off debt so A) I am not broke af anymore and B- I want to give the best possible life for both my lady and my son, who have been more supportive and have shown me more love than anyone else. So now all three of us will soon be living like no one else.